1990-05465-Minutes for Meeting February 28,1990 Recorded 2/28/19901595
90-054C5 MICROFILM
MINUTES MAR 9~
DESCHUTES COUNTY BOARD OF COMMISSIONERS vllt1
February 28, 1990
Chair Throop opened the meeting at 10 a.m. Board ref=i-`
attendance were Dick Maudlin, Tom Throop and Lois Bristow Prante.
Also present were Bruce White, Assistance Legal Counsel.
1. CONSENT AGENDA
Consent agenda items before the Board were: #1, signature of
Access Management Agreement with the State Highway Division
and the City of Bend concerning the Bend Expressway;, #2,
acceptance of Declaration of Dedication for Trujillos; #3,
acceptance of declaration of dedication from the Moyers; #4,
signature of Order 90-027 designating the Bulletin as the
newspaper for notification of address and road name changes;
#5, signature of Resolution 90-012 allowing customers to ride
in Community Development Department vehicles; #6, signature
of Consent to Sell E-1/2 of old County Shop property subject
to County's Trust Deed; #7, signature of MP-89-29 and
acceptance of Declaration of Dedication for Spectrum
Properties; #8, reappointment of Paul Gayral to Newberry
Estates Special Road District Board of Directors; #9,
signature of MJP-89-3 for Brian Opdyeke and acceptance of
Declaration of Dedication from Margaret Turner; #10, signature
of MJP-89-4 and subdivision plat for Lee Moriarty; #11,
signature of Resolution 90-017 approving Deschutes County
Rural Fire Protection District No. 2 Fire Prevention Code.
MAUDLIN: Move consent agenda.
PRANTE: Second.
VOTE: PRANTE: YES
THROOP: YES
MAUDLIN: YES
2. PUBLIC HEARING: GRANT APPLICATION FOR COMMUNITY DEVELOPMENT
BLOCK GRANT FUNDS FOR LAPINE SEWER EXPANSION
Commission Throop opened the public hearing.
Mike Burton, COIC, reported that this public hearing was a
requirement of the Community Development Block Grant Program.
He said the purpose of the public hearing was to accept
testimony on the Lapine Sewer Expansion application. He made
available the attached information on the County's past
performance on block grant applications, estimated funds
available statewide, mitigation of impact on displaced
persons, and a summary of eligible and ineligible activities.
PAGE 1 MINUTES: 2/28/90
1,596
Commission Throop pointed out that the total costs of the
project cost were $19,800 of which $13,800 was being requested
from Community Development Block Grant Funds, $3,000 from
Deschutes County, and $3,000 was coming from the LaPine
Special Sewer District. He said the County's contribution
would probably come from the Industrial Development account.
Commission Prante said she would be in favor of that.
Mike Burton said the Board of Commissioners had held a public
hearing two weeks ago to consider projects for Block Grant
application. The LaPine Special Sewer District submitted a
proposal for a Technical Assistance Grant relating to an
extension of the sewer district. It was the only proposal
submitted. The intent of the proposal was to extend the
existing LaPine Sewer District out to Wickiup Junction on the
North of LaPine, to the County-owned Industrial Park to the
east of town, and to an area east of the core residential
area. Before that work could proceed there needed to be a
engineering study to determine the different alternatives, the
costs of those alternatives, and to make recommendations. The
Technical Assistance Grant would be used to fund a facilities
plan update and a preliminary engineering report so that the
District could apply for construction grants or loans to
finish the engineering and construction work. The requested
$13,800 include $12,600 for the project with $1,200 for grant
administration with the remainder of the grant administration
costs being borne by the County.
No one else from the audience wished to testify so Chair
Throop closed the public hearing.
PRANTE: I'll move signature of the application.
MAUDLIN: Second.
VOTE: PRANTE: YES
THROOP: YES
MAUDLIN: YES
3. PUBLIC HEARING: APPLICATION FOR COUNTY FAIRS AND SPECIAL
EVENTS GRANT TO EXPAND COUNTY FAIR FACILITIES
Chair Throop opened the public hearing. Mike Burton, COIC,
reported that this public hearing was required before an
application could be submitted to the Economic Development
Department through the County Fairs and Special Events
Program. He said the Deschutes County Fairgrounds was
regarded to be overcrowded. The Fair Board had decided to
remedy that situation by removing the race track and expanding
the Deschutes County Fair into the vacated area which would
double the usable space. This would also make the parking
PAGE 2 MINUTES: 2/28/90
I o u - :1597
area beyond the old race track close enough for use during the
fair. This expansion would enable the use of the existing
fair grounds for 10-20 more years. The requested fund would
be used to install electrical service lighting and to fence
the area to control access during events and for security all
year. He said the Fair Board had $26,250 to apply to the
project, and the grant application was requesting $40,800 for
a total of $67,050.
No one else from the audience wished to testify, so Chair
Throop closed the public hearing.
PRANTE: I'll move signature of the application for Fair.
MAUDLIN: Second.
VOTE: PRANTE: YES
THROOP: YES
MAUDLIN: YES
4. PURCHASE OF SISTERS TRANSFER STATION PROPERTY
This item was postponed one week.
5. HOUSING CONDITIONS SURVEY AND MARKET STUDY
This item was postponed one week.
6. WEEKLY WARRANT VOUCHERS
Before the Board were weekly bills in the amount of
$72,833.26.
PRANTE: Move approval upon review.
MAUDLIN: Second.
VOTE: PRANTE: YES
THROOP: YES
MAUDLIN: YES
8. LAPINE SEWER PROJECT CLOSE OUT REPORT
Before the Board was a request to approve the Close Out Report
for the LaPine Sewer Project subject to review.
MAUDLIN: I would move that we close out the report for the
LaPine Sewer Project subject to review.
PRANTE: Second.
PAGE 3 MINUTES: 2/28/90
1.00 - 1598
VOTE: PRANTE: YES
THROOP: YES
MAUDLIN: YES
Chair Throop continued the meeting until 11 a.m.
DESCCHUTES COUNTY BOARD OF COMMISSIONERS
Lois i;stow Prante, Commissioner
Thro , Chair
Dick Maudlin, Commissioner
BOCC:alb
PAGE 4 MINUTES: 2/28/90
JAU - 15 9 9
Information on the Oregon Community Development Block Grant Program and
Deschutes County's Participation in that Program
It is a requirement of the Oregon Community Block Grant Program (OCDBG) to make available the following
information as part of any application to the program for funds.
Past Activities and Performance of Deschutes County
Deschutes County has applied for grant funds from the OCDBG on four previous occasions.
1) The first application was a $300,000 Economic Development grant in 1983. The grant enabled the county to
offer loans to Morelock Wood Products of Bend; to D&S Hydraulics, also of Bend; and to Acu-Edge of Redmond.
The loans were matched by $758,500 of funds provided by non-governmental sources. The loans triggered the
creation of 157 new jobs (more than 1/2 of which went to persons of low or moderate income) and loan repayment
proceeds funded the Deschutes County Business Development Loan Fund which continues to fund similar
projects. That grant has been closed out by the State and County as having accomplished objectives.
2) The second grant was a technical assistance grant for $10,000 for the development of a facilities plan for the
LaPine Sewer District and preliminary engineering prior to pursuing construction grants. The grant was matched
by $11,448 in funds provided by the LaPine Special Sewer District. The project benefitted 112 people, 77% of
whom were of households with low or moderate income. The grant has been closed out by the State and the
County as having accomplished its goals.
3) The third grant was an economic development grant of $500,000 which enabled the county to fund a loan to
Consep Membranes of Bend. The loan was matched by $1,228,120 in non-governmental funds. The loan was to
have created 44 jobs, of which 23 or more would have gone to people of low or moderate income. Repayment
proceeds have been added to the Deschutes County Business Development Loan Fund and further loans made
to fund similar projects. Consep has not yet been able to create the promised jobs and the grant has not yet been
closed out.
4)The fourth grant was for $328,700 to fund part of the construction of the LaPine sewer system. The total project
cost was $2,053,860. The project directly benefitted 213 people, 77% of whom were of low or moderate income.
The project has been recently completed and the county has initiated the close out process. The project did
accomplish its goals and the State should close it out soon.
Estimated Funds Available Statewide
It is estimated by the Oregon Economic Development Department that $12 million will be available statewide for
the program. These funds may be used to fund projects falling into the following general categories and funds
allocated by general area are also listed.
Community Development and Housing Uses
Public Works
$5,200,000
Housing
2,100,000
Community Facilities
1.700.000
Subtotal
$9,000,000
Other Uses
Economic Development
$1,100,000
Imminent Threat
300,000
Regional Strategy Projects
1,000,000
Technical Assistance
200,000
State Administration
400,000
Sub Total
$3,000,000
TOTAL
$12,000,000
A more detailed break out of eligible uses of funds is available here today on a handout. All of the funds with the
exception of the State Administration Funds are available to assist people of low or moderate income. At least 60%
of the funds will benefit people of low or moderate income.
100 :1600
Deschutes County is eligible to apply for one grant from any of the first three categories up to a limit of $500,000. It
may also apply for one technical assistance grant for up to $20,000. In addition, the County may apply for up to two
Economic Development grants totaling not more than $500,000. The county is willing to assist parties with eligible
projects in developing proposals. The only eligible project ready to proceed at this time is the technical assistance
project for the preliminary engineering related to the LaPine sewer.
Mitigation of Impact on Displaced Persons
The County does not expect any persons to be displaced as a result of this project. The product of the technical
assistance proposal would not produce any displacement. Further, the County does not expect a construction
project which might follow to produce any displacement. Any persons who might be displaced or even threatened
with displacement are encouraged to contact the County now. Their input will be used in developing a plan to
minimize any such displacement.
4 . I .
IOU - 1601
Appendix B
Summary of Eligible and Ineligible Activities
1. Eligible Activities (6) payments to housing owners for losses of
rental income incurred in holding for tempo-
Source: Section 105 of Title 1 of the Housing and rary periods housing units to be utilized for
Community Development Act of 1974,asamended the relocation of individuals and families dis-
through 1987 placed by activities under this program;
Section 105(a) Activities assisted under this title
may include only:
(1) the acquisition of real property (includ-
ing air rights, water rights, and other interest
therein) which is (A) blighted, deteriorated,
deteriorating, undeveloped, or inappropri-
atelydeveloped from thestandpointof sound
community development and growth; (B) ap-
propriate for rehabilitation or conservation
activities; (C) appropriate for the preserva-
tion or restoration of historic sites, the beau-
tification of urban land, the conservation of
open spaces, natural resources, and scenic
areas, the provision of recreational opportu-
nities, or the guidance of urban develop-
ment; (D) to be used for the provision of
public works, facilities, and improvements
eligible for assistance under this title; or (E)
to be used for other public purposes;
(2) the acquisition, construction, reconstruc-
tion, or installation (including design fea-
tures and improvements with respect to such
construction, reconstruction, or installation
that promote energy efficiency) of public
works, facilities (except for buildings for the
general conduct of government), and site or
other improvements;
(3) code enforcement in deteriorated or de-
teriorating areas in which such enforcement,
together with public improvements and serv-
ices to be provided, may be expected to ar-
rest the decline of the area;
(4) clearance, dernolition, removal, and reha-
bilitation (including rehabilitation which
promotes energy efficiency) of buildings and
improvements (including interim assistance,
and financing public or private acquisition
for rehabilitation, and rehabilitation of pri-
vately owned properties and including the
renovation of closed school buildings);
(5) special projects directed to the removal
of material and architectural barriers which
restrict the mobility and accessibility of eld-
erly and handicapped persons:
(7) disposition (through sale, lease, dona-
tion, or otherwise) of any real property ac-
quired pursuant to this program or its reten-
tion for public purposes;
(8) provisions of public services, including
but not limited to those concerned with
employment, crime prevention, child care,
health, drug abuse, education, energy con-
servation, welfare or recreation needs, if such
services have not been provided by the unit
of general local government (through funds
raised by such unit, or received by such unit
from the State in which it is located) during
any part of the twelve-month period immedi-
ately preceding the date of submission of the
statement with respect to which funds are to
be made available under this program, and
which are to be used for such services, unless
the Secretary finds that the discontinuation
of such services was the result of events not
within the control of the unit of general local
government, except that not more than 15
per centum of the amount of any assistance
to a unit of general local government under
this title may be used for activities under this
paragraph "unless such unit of general local
government used more than 15 percent of the
assistance received under this title for fiscal
year 1983 for such activities (excluding any
assistance received pursuant to Public Law
9"), in which case such unit of general local
government may use not more than the per-
centage or amount of such assistance used
for such activities for such fiscal year, which-
ever method of calculation yields the higher
amount";
(9) payment of the non-Federal share required
in connection with a Federal grant-in-aid pro-
gram undertaken as partof activities assisted
under this title;
(10) payment of the cost of completing a
project funded under Title 1 of the Housing
Act of 1949;
(11) relocation payments and assistance for
displaced individuals, families, businesses,
organizations, and farm operations, when
deteriuincdbythegranteetoheappropriate,
1990 Applicant's llruulbook 31
Appendix B J 0 U m 16 0 2
(12) activities necessary (A) to develop a
dwelling in which the facilities are shared
comprehensive community development
with others in a manner that effectively and
plan, and (B) to develop a policy-planning-
efficiently meets the housing needs of the
management capacity so that the recipient of
residents and thereby reduces their cost of
assistance under this title may more ration-
housing;
ally and effectively (i) determine its needs,
(ii) set long-term goals and short-term objec-
(16) activities necessary to the development
tives, (iii) devise programs and activities to
of energy use strategies related to recipient's
meet these goals and objectives, (iv) evalu-
development goals, toassure that thosegoals
ate the progress of such programs in accom-
areachievedwith maxim umenergy efficiency
plishing these goals and objectives, and (v)
,
including items such as:
carry out management, coordination, and
monitoring of activities necessary for effec-
(A) an analysis of the manner in
and the
tive planning implementation;
,
extent to, which energy conservation
(13) payment of reasonable administrative
objectives will be integrated into local
costs and carrying charges related to the
government operations, purchasing and
service delivery, capital improvements
planning and execution of community devel-
budgeting, waste management
district
opment and housing activities, including the
,
heating and cooling, land use planning
provision of information and resources to
and zoning, and traffic control parking
residents of areas in which communftydevel-
,
and public transportation functions;
opment and housing activities are to be
concentrated with respect to the planning
(B) a statement of the actions the com-
and execution of such activities, and includ-
munity will take to foster energy conser-
ing the carrying out of activities as described
vation and the use of renewable energy
in section 701 (e) of the HousingAct of 1954 on
the date prior to the date of enactment of the
resources in the private sector, includ-
Housing and Community Development
ing the enactment and enforcement of
local codes and ordinances to encourage
Amendments of 1981;
or mandate energy conservation or use
(14) activities which arecarried out bypublic
of renewable energy resources, financial
or private nonprofit entities, including (A)
and other assistance to be provided (prin-
cipally for the benefit of low-and moder-
acquisition of real property; (B) acquisition,
ate-income persons) to make energycon-
construction, reconstruction, rehabilitation,
or installation of (i) public facilities
(except
serving improvements to residential
,
for buildings for the general conduct of gov-
structures, and any other proposed
ernment) site improvements, and utilities,
energy conservation activities;
and (ii) commercial or industrial buildings or
(17) provision of assistance to private
for-
structures and other commercial or indus-
,
profit entities, when the assistance is neces-
trial real property improvements; and (C)
planning;
saryor appropriate tocarryout an economic
development project;
(15) assistance to neighborhood-based non-
profit organizations, local development cor-
poration, or entities organized under section
301(d) of the Small Business Investment Act
of 1958 to carry out a neighborhood revitali-
zation or community economic development
or energy conservation project in further-
ance of the objectives of section 101(c) in-
cluding grants to neighborhood-based non-
profit organization, or other private or public
nonprofit organizations, for the purpose of
assisting, as part of neighborhood revitaliza-
tion or other community development, the
development of shared housing opportuni-
ties (other than by construction of new facili-
ties) in which elderly families (as defined in
section 3(b)(3) of the United States Housing
Act of 1937) benefit as a result of living in a
(18) the rehabilitation or development of
housing assisted under section 17 of the
United States Housing Act of 1937; and
(19) Provision of assistance to facilitate
substantial reconstruction of housingowned
and occupied by low and moderate income
persons (A) where the need for the recon-
struction was not determinable until after re-
habilitation under this section had already
commenced, or (B) where the reconstruc-
tion is part of a neighborhood rehabilitation
effort and the grantee (i) determines the
housing is not suitable for rehabilitation, and
(ii) demonstrates to the satisfaction of the
Secretary that the cost of substantial recon-
struction is significantly less than the cost of
new construction and less than the fair mar-
32
1990 Applicant's Handbook
100 - 1603
Appendix B
ket value of the property after substantial re-
construction.
(C)(1) Upon the request of the recipient of
assistance under this title, the Secretary may
agree to perform administrative services on
a reimbursable basis on behalf of such recipi-
ent in connection with loans or grants for the
rehabilitation of properties as authorized
under subsection (a)(4).
In any case in which an assisted activity
described in paragraph (14) or (17) of sub-
section (a) is identified as principally benefit-
ting persons of low and moderate income,
such activity shall:
moderate income; and
(iii) other Federal funds received by the
grantee are not available for the develop-
ment, establishment, and operation of
such system due to the insufficiency of
the amount of such funds, the restric-
tions on the use of such funds, or the
priorcommitmentofsuch funds for other
purposes by the grantee. The percent-
age of the cost of the development, es-
tablishment, and operation of such a sys-
tem that may be paid from assistance
under this title and that is considered to
benefit low and moderate income per-
sons is the percentage of the population
to be served that is made up of persons of
low and moderate income.
(A) be carried out in a neighborhood
consisting predominately of persons of
low and moderate income and provide
services for such persons; or
(B) involve facilities designed for use
predominately by persons of low and
moderate income; or
(C) involve employment of persons, a
majority of whom are persons of low and
moderate income.
(2)(A) In any case in which an assisted activ-
ity described in subsection (a) is designed to
serve an area generally and is clearly de-
signed to meet identified needs of persons of
low and moderate income in such area, such
activity shall be considered to principally
benefit persons of low and moderate income
if (i) not less than 51 percent of the residents
of such area are persons of lowand moderate
income; or (ii) in any metropolitan city or
urban county, the area served bysuch activ-
ity is within the highest quartile of all areas
within the jurisdiction of such city or county
in terms of the degree of concentration of
persons of low and moderate income.
(B) The requirements of subparagraph (A)
do not prevent the use of assistance under
this title for the development, establishment,
and operation for not to exceed 2 years after
its establishment of a uniform emergency
telephone number system if the Secretary
determines that-
(i) such system will contribute substan-
tially to the safety of the residents of the
area served by such system:
(ii) riot less than 51 percent of the use of
the system will be persons of low and
(3) Any assisted activity under this title that
involves the acquisition or rehabilitation of
property to provide housing shall be consid-
ered to benefit persons of low and moderate
income only to the extent such housing will,
upon completion, be occupied by such per-
sons.
II. Supplementary Information
Three types of activities which are eligible under cer-
tain circumstances include:
A. Rental Rehabilitation Program Administra-
tion Costs
Administration costs related to carrying out
a Rental Rehabilitation Program (RRP) grant
are an eligible activity.
B. 9-1-1 Emergency Telephone Systems
OCDBG funds may be used for a 9-1-1 activity
provided all of the following are met:
1. The assistance will be to develop, estab-
lish and operate a system which is not
already in operation at the time the appli-
cation is made.
2. 9-1-1 assistance is considered to be a
public service activity. Therefore, the
funds requested for the 9-1-1 project must
be limited to no more than 15% of an ap-
plicant's total grant request. In other
words, the 9-1-1 activity may not be the
primary purpose of an OCDBG applica-
tion.
1990 Applicant's Handbook 33
Appendix B
3. To meet a national objective, at least 51 %
of the use of the system must be by low
and moderate income persons. If the
9-1-1 activity will serve an area with 51 %
or more low and moderate income per-
sons, the activity meets a national objec-
tive. Where the service area is less than
51 % low and moderate income, the appli-
cant must demonstrate that at least 51%
of the use will be by persons of low and
moderate income. Contact your OCD
projectmanager for more information
about how to document the income of
system users.
4. The Portland Area Office of the U.S.
Department of Housing and Urban Devel-
opment must provide written approval
of the 9-1-1 activity prior to the state
committing funds to the applicant. ,
C. Activities to Support Affordable Housing
OCDBG funds have traditionally been used to
improve community housing stock and revi-
talize neighborhoods through residential
rehabilitation projects.
Cities and counties may also use OCDBG
funds to increase the supply of affordable
housing units through a number of ap-
proaches including but not limited to the
following:
1. New housing construction by eligible
subrecipients
• neighborhood based non-profit cor-
porations
• small business investment compa-
nies
• local development corporations
2. Activities to reduce the cost of private
development
• acquisition of sites
• clearance of sites
• site improvements
• payment of soft costs
3. Activities to facilitate private develop-
ment
• construction or reconstruction of
utilities
• street improvements
34
100 - 1604 '
4. Conversion of existing structures for
housing
• convert non-residential structure
• acquisition for rehabilitation
• acquisition of housing units (pro-
vided units are not newly con-
structed) to be leased or sold for
residential purposes
5. Housing counseling (subject to 15%
public service limitation)
• pre-purchase counseling
• Homeownership counseling
• Renter counseling
• Emergency housing counseling
• Shared housing opportunities
6. Fair Housing Activities (subject to 15%
public service limitation)
• Outreach counseling and referral
• Fair housing counseling
• Information programs
The above examples of eligible housing
activities are taken from HUD Notice CPD-
89-14 "Use of Community Development
Block Grant Funds in Support of Hous-
ing". Copies of the HUD notice are avail-
able from OCD.
III. Ineligible Activities
Source: Code of Federal Regulations (CFR) Title 24,
Part 570.207.
The following activities are not eligible for assistance
undermost circumstances. This list should be viewed
as a general, illustrative guide. It does not contain all
ineligible activities.
A. General Purpose Government Buildings
Buildings, or portions thereof, used predomi-
nantlyforthegeneral conduct of government
cannot be assisted with Community Develop-
ment funds. Such buildings include, but are
not limited to, city halls, and other headquar-
ters of government where the governing body
of the recipient meets regularly, courthouses,
jails, police stations, and other state or local
government office buildings. This does not
exclude, however, the removal of architec-
tural barriers and historic preservation in-
volving any such building. Also, where ac-
quisition of real property includes an exist-
ing improvement which is to be used in the
1990 Applicant's Handbook
10-U - 1605
Appendix B
provision of a building or facility for the gen-
eral conduct of government, the portion of
the acquisition cost attributable to the land is
eligible.
B. Purchase of Equipment
The purchase of equipment with grant funds
is generally ineligible. The exceptions to this
are described below:
1. The purchase of construction equipment
is ineligible. An exception is the purchase
of construction equipment which is used
as a part of a solid waste disposal facility
which is eligible for grant assistance.
Furnishings and personal property - the
purchase of equipment, fixtures, motor
vehicles, or furnishings, or other per-
sonal property which is not an integral
structural fixture is ineligible, except when
necessary for use by a recipient in the ad-
ministration of its Community Develop-
ment program, or as a part of an eligible
public service activity.
A business receiving a loan from an Eco-
nomic Development grantee may pur-
chase equipment as permitted under the
terms of its loan agreement with the
grantee.
C. Operating and Maintenance Expenses
The general rule is that any expense associ-
ated with operating, maintaining, or repair-
ing public facilities and works, or any ex-
pense associated with providing public serv-
ices not assisted with grant funds is ineligible
for assistance. However, operating and main-
tenance expenses associated with providing
public services or interim assistance other-
wise eligible may be assisted. Examples of
activities which are not eligible for grant as-
sistance are:
I . Maintenance and repair of streets, parks,
playgrounds, water and sewer facilities,
neighborhood facilities, senior centers,
centers for the handicapped, parking and
similar public facilities;
2. Payments of salaries for staff,utilitycosts,
and similar expenses necessary for the
operation of public works and facilities;
Expenses assocaiated with the provision
of any public service which is not eli-
gible for assistance.
1990 Applicant's Handbook
D. General Government Expenses
Expenses required to carry out the regular
responsibilities of the unit of general local
government are not eligible.
E. Political Activities
No expenditure may be made for: the use of
equipmentor premises for political purposes;
sponsoring or conducting candidates' meet-
ings, engaging in voter registration activity
or transportation; or other partisan political
activities.
E New Housing Construction
Assistance may not be used for the construc-
tion of a new permanent residential structure
or for any program to subsidize or finance
such new construction. Activities in support
of the development of low or moderate in-
come housing including clearance, site as-
semblage, provision of public improvements,
and certain housing preconstruction costs
are not considered as subsidizing or financ-
ing new residential construction.
G. Income Payments
The general rule is that assistance may not be
used for income payments for housingor any
other purpose. Examples of ineligible in-
come payments include payments for in-
come maintenance, housing allowances,
down payments, and mortgage subsidies for
the purchase of a house.
35