2016-215-Order No. 2016-024 Recorded 6/3/2016REVIEWED
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LEGAL COUNSEL
DESCHUTES
COUNTY CLERK
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NANCY
COMMISSIONERS' JOURNAL 06/03/2016 02:31:32 PM
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BEFORE THE BOARD OF COUNTY COMMISSIONERS OF DESCHUTES COUNTY, OREGON
AN ORDER IN THE MATTER OF ELECTION
OF LOWER LIMITS FOR BODILY INJURY
UNINSURED/UNDERINSURED MOTORIST
COVERAGE
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ORDER NO. 2016-024
WHEREAS, the Oregon Court of Appeals decision in Ajir v. Buell, 270 Or. App. 575 (2015) requiring
public bodies to comply with ORS 272.502(2)(b) to elect lower limits for bodily injury, uninsured
motorist and underinsured motorist coverage; and
WHEREAS, ORS and the Ajir decision require for a public body to elect the lower limits for bodily
injury, uninsured motorist and underinsured motorist coverage to file the election on a form approved
by the Oregon Department of Consumer Services; and
WHEREAS, the Oregon Department of Business and Consumer Services has approved the form
attached to this order as Exhibit "A" and by this reference incorporated herein; and
WHEREAS, as Deschutes County self -insures for bodily injury, uninsured motorists coverage and
underinsured motorist coverage there is no insurance policy, and thus no premium payment or
premium comparison; and
WHEREAS, the Deschutes County Risk Manager has authority to make the election for lower limits
for bodily injury, uninsured motorist and underinsured motorist coverage on behalf of Deschutes
County; and
WHEREAS, Deschutes County wishes to elect lower limits for bodily injury, uninsured motorist and
underinsured motorist coverage in the manner required by Oregon law; now therefore
THE BOARD OF COUNTY COMMISSIONERS OF DESCHUTES COUNTY, OREGON,
HEREBY ORDERS as follows:
Section 1. To elect the lower limits for bodily injury, uninsured motorist and
underinsured motorist coverage as authorized by ORS 742.500 et. seq. and Exhibit "A".
Section 2. The election is effective May 25, 2016.
PAGE 1 OF 2- ORDER NO. 2016-024
lin
Dated this L of ,2016 BOARD OF COUNTY COMMISSIONERS
ATTEST:
Recording Secretary
PAGE 2 OF 2- ORDER No. 2016-024
OF DESCHUTES COUNTY, OREGON
a/PIM--
ALAN UNGER, Chair
TAMMY BANEY
e Chair
ANTHONY DeBONE, Commissioner
OAR 836-054-0000
Exhibit 1 (9.2015)
ELECTION OF LOWER LIMITS FOR BODILY INJURY
UNINSURED/UNDERINSURED MOTORIST COVERAGE
Oregon law permits you to make certain decisions regarding the limits of your Uninsured and
Underinsured Motorist Coverage. The coverage you are purchasing will provide a benefit to you if the
person that caused the accident does not have insurance, or if they do not have enough insurance to pay
your damages. This document, required by Oregon law, briefly describes this coverage and the options
available.
COVERAGE DESCRIPTION
Bodily Injury Uninsured Motorist Coverage provides you and your passengers money for damages you
are legally entitled to be paid from the owner or operator of an uninsured motor vehicle because of
bodily injury or death caused by an automobile accident.
Bodily Injury Underinsured Motorist Coverage provides you and your passengers with additional money
for your damages when the at -fault party's Bodily Injury Liability insurance policy limit is not high
enough to pay you and your passengers for all your losses. The total amount available cannot be more
than the policy limit you choose for your Underinsured Motorist policy limit added to the Bodily Injury
Liability policy limit of the at -fault party.
Your automobile liability policy must include Uninsured Motorist Coverage with limits equal to those
for Bodily Injury Liability Coverage unless you elect lower limits. You may not, however, elect
Uninsured Motorist Coverage limits that are less than $25,000 for each person and $50,000 for each
accident.
ELECTION OF LOWER LIMITS FOR BODILY INJURY UNINSURED MOTORISTS
COVERAGE
Comparison of prices for Coverage:
$ N/A is the premium for Bodily Injury Uninsured Motorists Coverage per insured private passenger type
vehicle with limits equal to your Bodily Injury Liability Coverage limits as established by the Oregon Tort
Claims Act in ORS 30.272. {Note: if there is more than one vehicle on the policy, and the premium will
vary by vehicle, the insurer can consider this to be a variable field and complete the comparison by showing
each vehicle with its corresponding premium charge. Or, if the insurer charges a flat amount for UM/UIM
for the entire policy, they would show the price comparison between UM/UIM at the BI limits and
UM/UIM at the lower limit chosen. }
$ N/A is the premium for Bodily Injury Uninsured Motorists Coverage per insured vehicle as established by
the Oregon in Tort Claims Act ORS 30.272, other than private passenger type vehicles with limits equal to
your Bodily Injury Liability Coverage limits. {See note above}
$ N/A is the premium for Bodily Injury Uninsured Motorists Coverage per insured private passenger type
vehicle with the limits you selected, that are lower than your Bodily Injury Liability Coverage limits,
$25,000 for each person and $50,000 for each accident. {See note above}
$ N/A is the premium for Bodily Injury Uninsured Motorists Coverage per insured vehicle other than
private passenger type vehicles with the limits you selected that are lower than your Bodily Injury Liability
Coverage limits of $25,000 for each person and $50,000 for each accident. {See note above}
By signing below, I acknowledge that I had the opportunity to provide Uninsured Motorist coverage with
limits equal to my Bodily Injury Liability coverage and I am electing to provide Bodily Injury Uninsured
Motorists Coverage at limits lower than the Bodily Injury Liability Coverage limits of my policy.
I understand that the coverage selection I have indicated above shall remain in force until a named
insured or the authorized representative of the named insured rescinds it in writing or until the
motor vehicle bodily injury liability limits of my policy are changed.
Deschutes County, Oregon
By:
Signature of Applicant/Named Insured/Authorized Representative Date