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2016-215-Order No. 2016-024 Recorded 6/3/2016REVIEWED OrYiL LEGAL COUNSEL DESCHUTES COUNTY CLERK 1�d 2��6'2�� NANCY COMMISSIONERS' JOURNAL 06/03/2016 02:31:32 PM 12111111111111111111111111 BEFORE THE BOARD OF COUNTY COMMISSIONERS OF DESCHUTES COUNTY, OREGON AN ORDER IN THE MATTER OF ELECTION OF LOWER LIMITS FOR BODILY INJURY UNINSURED/UNDERINSURED MOTORIST COVERAGE * * * ORDER NO. 2016-024 WHEREAS, the Oregon Court of Appeals decision in Ajir v. Buell, 270 Or. App. 575 (2015) requiring public bodies to comply with ORS 272.502(2)(b) to elect lower limits for bodily injury, uninsured motorist and underinsured motorist coverage; and WHEREAS, ORS and the Ajir decision require for a public body to elect the lower limits for bodily injury, uninsured motorist and underinsured motorist coverage to file the election on a form approved by the Oregon Department of Consumer Services; and WHEREAS, the Oregon Department of Business and Consumer Services has approved the form attached to this order as Exhibit "A" and by this reference incorporated herein; and WHEREAS, as Deschutes County self -insures for bodily injury, uninsured motorists coverage and underinsured motorist coverage there is no insurance policy, and thus no premium payment or premium comparison; and WHEREAS, the Deschutes County Risk Manager has authority to make the election for lower limits for bodily injury, uninsured motorist and underinsured motorist coverage on behalf of Deschutes County; and WHEREAS, Deschutes County wishes to elect lower limits for bodily injury, uninsured motorist and underinsured motorist coverage in the manner required by Oregon law; now therefore THE BOARD OF COUNTY COMMISSIONERS OF DESCHUTES COUNTY, OREGON, HEREBY ORDERS as follows: Section 1. To elect the lower limits for bodily injury, uninsured motorist and underinsured motorist coverage as authorized by ORS 742.500 et. seq. and Exhibit "A". Section 2. The election is effective May 25, 2016. PAGE 1 OF 2- ORDER NO. 2016-024 lin Dated this L of ,2016 BOARD OF COUNTY COMMISSIONERS ATTEST: Recording Secretary PAGE 2 OF 2- ORDER No. 2016-024 OF DESCHUTES COUNTY, OREGON a/PIM-- ALAN UNGER, Chair TAMMY BANEY e Chair ANTHONY DeBONE, Commissioner OAR 836-054-0000 Exhibit 1 (9.2015) ELECTION OF LOWER LIMITS FOR BODILY INJURY UNINSURED/UNDERINSURED MOTORIST COVERAGE Oregon law permits you to make certain decisions regarding the limits of your Uninsured and Underinsured Motorist Coverage. The coverage you are purchasing will provide a benefit to you if the person that caused the accident does not have insurance, or if they do not have enough insurance to pay your damages. This document, required by Oregon law, briefly describes this coverage and the options available. COVERAGE DESCRIPTION Bodily Injury Uninsured Motorist Coverage provides you and your passengers money for damages you are legally entitled to be paid from the owner or operator of an uninsured motor vehicle because of bodily injury or death caused by an automobile accident. Bodily Injury Underinsured Motorist Coverage provides you and your passengers with additional money for your damages when the at -fault party's Bodily Injury Liability insurance policy limit is not high enough to pay you and your passengers for all your losses. The total amount available cannot be more than the policy limit you choose for your Underinsured Motorist policy limit added to the Bodily Injury Liability policy limit of the at -fault party. Your automobile liability policy must include Uninsured Motorist Coverage with limits equal to those for Bodily Injury Liability Coverage unless you elect lower limits. You may not, however, elect Uninsured Motorist Coverage limits that are less than $25,000 for each person and $50,000 for each accident. ELECTION OF LOWER LIMITS FOR BODILY INJURY UNINSURED MOTORISTS COVERAGE Comparison of prices for Coverage: $ N/A is the premium for Bodily Injury Uninsured Motorists Coverage per insured private passenger type vehicle with limits equal to your Bodily Injury Liability Coverage limits as established by the Oregon Tort Claims Act in ORS 30.272. {Note: if there is more than one vehicle on the policy, and the premium will vary by vehicle, the insurer can consider this to be a variable field and complete the comparison by showing each vehicle with its corresponding premium charge. Or, if the insurer charges a flat amount for UM/UIM for the entire policy, they would show the price comparison between UM/UIM at the BI limits and UM/UIM at the lower limit chosen. } $ N/A is the premium for Bodily Injury Uninsured Motorists Coverage per insured vehicle as established by the Oregon in Tort Claims Act ORS 30.272, other than private passenger type vehicles with limits equal to your Bodily Injury Liability Coverage limits. {See note above} $ N/A is the premium for Bodily Injury Uninsured Motorists Coverage per insured private passenger type vehicle with the limits you selected, that are lower than your Bodily Injury Liability Coverage limits, $25,000 for each person and $50,000 for each accident. {See note above} $ N/A is the premium for Bodily Injury Uninsured Motorists Coverage per insured vehicle other than private passenger type vehicles with the limits you selected that are lower than your Bodily Injury Liability Coverage limits of $25,000 for each person and $50,000 for each accident. {See note above} By signing below, I acknowledge that I had the opportunity to provide Uninsured Motorist coverage with limits equal to my Bodily Injury Liability coverage and I am electing to provide Bodily Injury Uninsured Motorists Coverage at limits lower than the Bodily Injury Liability Coverage limits of my policy. I understand that the coverage selection I have indicated above shall remain in force until a named insured or the authorized representative of the named insured rescinds it in writing or until the motor vehicle bodily injury liability limits of my policy are changed. Deschutes County, Oregon By: Signature of Applicant/Named Insured/Authorized Representative Date