Loading...
HomeMy WebLinkAboutOrder 039 - Onsite Wastewater SystemsDeschutes County Board of Commissioners 1300 NW Wall St., Suite 200, Bend, OR 97701-1960 (541) 388-6570 - Fax (541) 385-3202 - www.deschutes.org AGENDA REQUEST & STAFF REPORT For Board Business Meeting of August 4, 2010 Please see directions for completing this document on the next page. DATE: July 28, 2010 FROM: Tom Anderson Community Development (CDD) 385-1704 TITLE OF AGENDA ITEM: Consideration of Board Signature of Order No. 2010-039, an Order amending Order 2010-006 to limit Deschutes County financial assistance for installation of a nitrogen reducing onsite wastewater treatment system to the cost of the system. PUBLIC HEARING ON THIS DATE? No BACKGROUND AND POLICY IMPLICATIONS: In 2008, Deschutes County began requiring residents in the South County with failing septic systems to upgrade to nitrogen reducing systems in order to protect the drinking water in the region from high nitrate levels. This Order would establish and limit financial assistance to cover the cost of installation of the nitrogen reducing onsite wastewater system for those qualified South County property owner s by coordinating the septic rebate program with County sponsored loans through Neighborlmpact. It essentially requires that rebates be used as a payment against a County -sponsored Neighborlmpact oan. FISCAL IMPLICATIONS: Limits the amount of County financial assistance to the cost of an individual property septic upgrade. Both the rebate program and the Neighborlmpact program are budgeted in Fund 296, the Groundwater Partnership Fund. RECOMMENDATION & ACTION REQUESTED: Approval and signature of Order No. 2010-039. ATTENDANCE: Tom Anderson, CDD Director; Laurie Craghead, Assistant Legal Counsel;] odd Cleveland, CDD Registered Environmental Health Specialist. DISTRIBUTION OF DOCUMENTS: Kathleen Stockton (call for pick up, x3193) DESCHUTES COUNTY DOCUMENT SUMMARY (NOTE: This form is required to be submitted with ALL contracts and other agreements, regardless of whether the document is to be on a Board agenda or can be signed by the County Administrator or Department Director. If the document is to be on a Board agenda, the Agenda Request Form is also required. If this form is not included with the document, the document will be returned to the Department. Please submit documents to the Board Secretary for tracking purposes, and not directly to Legal Counsel, the County Administrator or the Commissioners. In addition to submitting this form with your documents, please submit this form electronically to the Board Secretary.) Date: 7/15/10 Please complete all sections above the Official Review line. Department: Contractor/Supplier/Consultant Name: Contractor Contact: ext. 111 Laura Fritz CDD Neighborlmpact Contractor Phone #: Type of Document: Personal Services Contract 318-7506, Goods and/or Services: Deschutes County will provide funding for septic upgrade deferred loans to low income households in South County. Neighborlmpact will act as the contractor in administering this loan program for Deschutes County. Background & History: Since 1994, Neighborlmpact has been administering a homeowner housing rehabilitation program to assist low income homeowners who cannot qualify for conventional loans to address health and safety issues in order to remain living in their homes. In 2008, Deschutes County began requiring residents in the South County with failing septic systems, to upgrade to nitrogen reducing systems in order to protect the drinking water in the region from high nitrate levels. Neighborlmpact has been working with Deschutes County to try to provide financing through their Housing Rehabilitation Program to low income families who cannot afford to undertake this upgrade. The purpose of this Contract will be for Neighborlmpact to establish a separate lending pool for South Deschutes County residents who have been disqualified from the existing loan program due to mortgage delinquency and/or inadequate equity. Deschutes County will provide $60,000 during FY 2010-11 to Neighborlmpact to administer the non -conforming loan program for septic upgrades. Agreement Starting Date: the contract. July 30, 2010 or the date on which each party has signed Ending Date: Oune 30, 20111 Annual Value or Total Payment: $60,000.00 ❑ Insurance Certificate Received check box) Insurance Expiration Date: Check all that apply: ❑ RFP, Solicitation or Bid Process ❑ Informal quotes (<$150K) ® Exempt from RFP, Solicitation or Bid Process (specify — see DCC §2.37) 7/15/2010 Funding Source: (Included in current budget? ® Yes ❑ No If No, has budget amendment been submitted? ❑ Yes No Is this a Grant Agreement providing revenue to the County? ❑ Yes ® No Special conditions attached to this grant: Deadlines for reporting to the grantor: If a new FTE will be hired with grant funds, confirm that Personnel has been notified that it is a grant -funded position so that this will be noted in the offer letter: ❑ Yes ❑ No Contact information for the person responsible for grant compliance: Name: Phone #: Departmental Contact and Title: Tom Anderson, CDD Director Phone #: 385-1704 Department Director Approval: 7- Signature Date Distribution of Document: Who gets the original document and/or copies after it has been signed? Include complete information if the document is to be mailed. Official Review: County Signature Required (check one): ❑ BOCC ❑ Department Director (if <$25K) ,) Administrator (if >$25K but <$150K; if >$15QK, BOCC Order No. ) Legal Review l ( Date 7/10d Document Number .: C / ,i (-1L 1_ 7/15/2010 REVIEWED LEGAL COUNSEL For Recording Stamp Only BEFORE THE BOARD OF COUNTY COMMISSIONERS OF DESCHUTES COUNTY, OREGON An Order Amending Order 2010-006 to Limit Deschutes County Financial Assistance for Installation of a Nitrogen Reducing Onsite Wastewater Treatment System to the Cost of the System. * * * ORDER NO. 2010-039 WHEREAS, Order 2010-006 was duly adopted by the Board of County Commissioners ("Board") or January 6, 2010; and WHEREAS, concurrent with this order, the County Administrator executed Contract No. 2010-442 with Neighborlmpact for cost -deferred, low interest loans to provide needed financial assistance to qualifying property owners within southern Deschutes County who purchase and install nitrogen -reducing wastewater treatment systems; and WHEREAS, property owners within southern Deschutes County may qualify for the County rebate program specified by Order 2010-006 and the above described loan; and WHEREAS, the Board desires that the County financial assistance be limited to the cost of a nitrogen - reducing onsite wastewater treatment system; and WHEREAS, funding a loan through Neighborlmpact under Contract No. 2010-442 and also providing an unrestricted rebate under the program specified by Order 2010-006 would exceed the cost of purchasing o: nd installing a nitrogen reducing onsite wastewater treatment system; now, therefore, THE BOARD OF COUNTY COMMISSIONERS OF DESCHUTES COUNTY, OREGON, HEREBY ORDERS as follows: Section 1. Order 2010-006 is amended such that no rebate or loan involving funds administered by Deschutes County for the purchase and installation of a nitrogen -reducing wastewater treatment system shall exceed the cost of the purchase and installation of such a system. Section 2. On or after the effective date of Contract No. 2010-442, if a property owner applies and qualifies for a rebate under Order 2010-006 and qualifies for a loan under Contract No. 2010-442, County sttaff shall not pay the rebate directly to the property owner and shall forward to Neighborlmpact an amount eqthtl to the rebate as a payment toward the property owner's loan for the purchase and installation of a nitrogen - reducing wastewater treatment system. Section 3. County staff is directed to furnish the property owner with documentation of the payme it to Neighborlmpact. /// PAGE 1 OF 2- ORDER NO. 2010-039 Section 4. All other provisions of Order 2010-006 remain in full force and effect. Dated this of , 2010. BOARD OF COUNTY COMMISSIONERS OF DESCHUTES COUNTY, OREGON DENNIS R. LUKE, Chair ALAN UNGER, Vice Chair ATTEST: Recording Secretary TAMMY BANEY, Commissioner PAGE 2 OF 2- ORDER No. 2010-039 REVIEWED LEGAL COUNSEL For Recording Stamp Only DESCHUTES COUNTY SERVICES CONTRACT CONTRACT NO. 2010-442 This Contract is between DESCHUTES COUNTY, a political subdivision, acting by and through the Community Development Department (County) and Neighborlmpact (Contractor). The parties agree as follows: Effective Date and Termination Date. The effective date of this Contract shall be upon execution, on which each party has signed this Contract, whichever is later. Unless extended or terminated earlier in accordance with its terms, this Contract shall terminate when County accepts Contractor's completed performance or on June 30, 2011, whichever date occurs last. Contract termination shall not extinguish or prejudice County's right to enforce this Contract with respect to any default by Contractor that has not been cured. Statement of Work. Contractor shall perform the work described in Exhibit 1. Payment for Work. County agrees to pay Contractor in accordance with Exhibit 1. Contract Documents. This Contract includes Page 1-8 and Exhibits 1, 2, 3, 4, 5, 6, 7, 8 and 9. CONTRACTOR DATA AND SIGNATURE Contractor Address: 20310 Empire Blvd., Suite A-110, Bend, OR 97701 Federal Tax ID# or Social Security #: Is Contractor a nonresident alien? ❑Yes ❑ No Business Designation (check one): ❑ Sole Proprietorship ❑ Partnership ❑ Corporation -for profit ❑ Corporation -non-profit ❑ Other, describe A Federal tax ID number or Social Security number is required to be provided by the Contractor and shall be used for the administration of state, federal and local tax laws. Payment information shall be reported to the Internal Revenue Service under the name and Federal tax ID number or, if none, the Social Security number provided above. I have read this Contract including the attached Exhibits. I understand this Contract and agree to be bound by its terms. NOTE: Contractor shall also sign Exhibits 3 and 4 and, if applicable, Exhibit 6. Signature Title Name (please print) Date DESCHUTES COUNTY SIGNATURE Contracts with a maximum consideration of not greater than $25,000 are not valid and not binding on the County until signed by the appropriate Deschutes County Department Head. Additionally, Contracts with a maximum consideration greater than $25,000 but less than $150,000 are not valid and not binding on the County until signed by the County Administrator or the Board of County Commissioners. Dated this of , 20 Dated this of 20 DESCHUTES COUNTY DIRECTOR OF COUNTY ADMINISTRATOR Page 1 of 19 - Personal Services Contract No. 2010-442 David Kanner OC -2010- STANDARD TERMS AND CONDITIONS 1. Time is of the Essence. Contractor agrees that time is of the essence in the performance of this Contract. 2. Compensation. Payment for all work performed under this Contract shall be made in the amounts and manner set forth in Exhibit 1. a. Payments shall be made to Contractor following County's review and approval of billings and deliverables submitted by Contractor. b. All Contractor billings are subject to the maximum compensation amount of this contract. c. Contractor shall not submit billings for, and County shall not pay, any amount in excess of the maximum compensation amount of this Contract, including any reimbursable expenses, (See Exhibit 5). 1) If the maximum compensation amount is increased by amendment to this Contract, the amendment shall be signed by both parties and fully executed before Contractor performs work subject to the amendment. 2) No payment shall be made for any services performed before the beginning date or after the expiration date of this contract. d. This Contract shall not be amended after the expiration date. e. Unless otherwise specifically provided in Exhibit 5, Contractor shall submit monthly invoices for work performed. The invoices shall describe all work performed with particularity and by whom it was performed and shall itemize and explain all expenses for which reimbursement is claimed. f. The invoices also shall include the total amount invoiced to date by Contractor prior to the current invoice. g. Prior to approval or payment of any billing, County may require and Contractor shall provide any information which County deems necessary to verify work has been properly performed in accordance with the Contract. 3. Delegation, Subcontracts and Assignment. Contractor shall not delegate or subcontract any of the work required by this Contract or assign or transfer any of its interest in this Contract, without the prior written consent of County. a. Any delegation, subcontract, assignment, or transfer without prior written consent of County shall constitute a material breach of this contract. b. Any such assignment or transfer, if approved, is subject to such conditions and provisions as the County may deem necessary. c. No approval by the County of any assignment or transfer of interest shall be deemed to create any obligation of the County to increase rates of payment or maximum Contract consideration. d. Prior written approval shall not be required for the purchase by the Contractor of articles, supplies and services which are incidental to the provision of services under this Contract that are necessary for the performance of the work. e. Any subcontracts that the County may authorize shall contain all requirements of this contract, and unless otherwise specified by the County the Contractor shall be responsible for the performance of the subcontractor. 4. No Third Party Beneficiaries. a. County and Contractor are the only parties to this Contract and are the only parties entitled to enforce its terms. b. Nothing in this Contract gives or provides any benefit or right, whether directly, indirectly, or otherwise, to third persons unless such third persons are individually identified by name in this Contract and expressly described as intended beneficiaries of this Contract. 5. Successors in Interest. The provisions of this Contract shall be binding upon and inure to the benefit of the parties and their successors and approved assigns, if any. 6. Early Termination. This Contract may be terminated as follows: a. Mutual Consent. County and Contractor, by mutual written agreement, may terminate this Contract at any time. Page 2 of 19 - Personal Services Contract No. 2010-442 b. Party's Convenience. County or Contractor may terminate this Contract for any reason upon 30 calendar days written notice to the other party. c. For Cause. County may also terminate this Contract effective upon delivery of written notice to the Contractor, or at such later date as may be established by the County, under any of the following conditions: 1) If funding from state or other sources is not obtained and continued at levels sufficient to allow for the purchase of the indicated quantity of services as required in this Contract. 2) This Contract may be modified to accommodate the change in available funds. 3) If state laws, regulations or guidelines are modified, changed or interpreted in such a way that the services are no longer allowable or appropriate for purchase under this Contract or are no longer eligible for the funding proposed for payments authorized by this Contract. 4) In the event sufficient funds shall not be appropriated for the payment of consideration required to be paid under this Contract, and if County has no funds legally available for consideration from other sources. 5) If any license or certificate required by law or regulation to be held by the Contractor to provide the services required by this Contract is for any reason denied, revoked, suspended, not renewed or changed in such a way that the Contractor no longer meets requirements for such license or certificate. d. Contractor Default or Breach. The County, by written notice to the Contractor, may immediately terminate the whole or any part of this Contract under any of the following conditions: 1) If the Contractor fails to provide services called for by this Contract within the time specified or any extension thereof. 2) If the Contractor fails to perform any of the other requirements of this Contract or so fails to pursue the work so as to endanger performance of this Contract in accordance with its terms, and after receipt of written notice from the County specifying such failure, the Contractor fails to correct such failure within 10 calendar days or such other period as the County may authorize. 3) Contractor institutes or has instituted against it insolvency, receivership or bankruptcy proceedings, makes an assignment for the benefit of creditors, or ceases doing business on a regular basis. e. County Default or Breach. 1) Contractor may terminate this Contract in the event of a breach of this Contract by the County. Prior to such termination, the Contractor shall give to the County written notice of the breach and intent to terminate. 2) If the County has not entirely cured the breach within 10 calendar days of the date of the notice, then the Contractor may terminate this Contract at any time thereafter by giving notice of termination. 7. Payment on Early Termination. Upon termination pursuant to paragraph 6, payment shall be made as follows: a. If terminated under subparagraphs 6 a. through c of this Contract, the County shall pay Contractor for work performed prior to the termination date if such work was performed in accordance with the Contract. Provided however, County shall not pay Contractor for any obligations or liabilities incurred by Contractor after Contractor receives written notice of termination. b. If this Contract is terminated under subparagraph 6 d. of this Contract, County obligations shall be limited to payment for services provided in accordance with this Contract prior to the date of termination, less any damages suffered by the County. c. If terminated under subparagraph 6 e of this Contract by the Contractor due to a breach by the County, then the County shall pay the Contractor for work performed prior to the termination date if such work was performed in accordance with the Contract: 1) with respect to services compensable on an hourly basis, for unpaid invoices, hours worked within any limits set forth in this Contract but not yet billed, authorized expenses incurred if payable according to this Contract and interest within the limits set forth under ORS 293.462, and 2) with respect to deliverable -based Work, the sum designated for completing the deliverable multiplied by the percentage of Work completed and accepted by County, less previous amounts paid and any claim(s) that County has against Contractor. Page 3 of 19 - Personal Services Contract No. 2010-442 3) Subject to the limitations under paragraph 8 of this Contract. 8. Remedies. In the event of breach of this Contract the parties shall have the following remedies: a. Termination under subparagraphs 6 a. through c. of this Contract shall be without prejudice to any obligations or liabilities of either party already reasonably incurred prior to such termination. 1) Contractor may not incur obligations or liabilities after Contractor receives written notice of termination. 2) Additionally, neither party shall be liable for any indirect, incidental, consequential or special damages under this Contract or for any damages of any sort arising solely from the termination of this Contract in accordance with its terms. b. If terminated under subparagraph 6 d. of this Contract by the County due to a breach by the Contractor, County may pursue any remedies available at law or in equity. 1) Such remedies may include, but are not limited to, termination of this contract, return of all or a portion of this Contract amount, payment of interest earned on this Contract amount, and declaration of ineligibility for the receipt of future contract awards. 2) Additionally, County may complete the work either by itself, by agreement with another Contractor, or by a combination thereof. If the cost of completing the work exceeds the remaining unpaid balance of the total compensation provided under this Contract, then the Contractor shall be liable to the County for the amount of the reasonable excess. c. If amounts previously paid to Contractor exceed the amount due to Contractor under this Contract, Contractor shall repay any excess to County upon demand. d. Neither County nor Contractor shall be held responsible for delay or default caused by fire, civil unrest, labor unrest, riot, acts of God, or war where such cause was beyond reasonable control of County or Contractor, respectively; however, Contractor shall make all reasonable efforts to remove or eliminate such a cause of delay or default and shall, upon the cessation of the cause, diligently pursue performance of its obligations under this Contract. For any delay in performance as a result of the events described in this subparagraph, Contractor shall be entitled to additional reasonable time for performance that shall be set forth in an amendment to this Contract. e. The passage of this Contract expiration date shall not extinguish or prejudice the County's or Contractor's right to enforce this Contract with respect to any default or defect in performance that has not been cured. f. County's remedies are cumulative to the extent the remedies are not inconsistent, and County may pursue any remedy or remedies singly, collectively, successively or in any order whatsoever. 9. Contractor's Tender upon Termination. Upon receiving a notice of termination of this Contract, Contractor shall immediately cease all activities under this Contract unless County expressly directs otherwise in such notice of termination a. Upon termination of this Contract, Contractor shall deliver to County all documents, information, works -in -progress and other property that are or would be deliverables had this Contract been com pleted. b. Upon County's request, Contractor shall surrender to anyone County designates, all documents, research, objects or other tangible things needed to complete the work. 10. Work Standard. a. Contractor shall be solely responsible for and shall have control over the means, methods, techniques, sequences and procedures of performing the work, subject to the plans and specifications under this Contract and shall be solely responsible for the errors and omissions of its employees, subcontractors and agents. b. For goods and services to be provided under this contract, Contractor agrees to: 1) perform the work in a good, workmanlike, and timely manner using the schedule, materials, plans and specifications approved by County; 2) comply with all applicable legal requirements; 3) comply with all programs, directives, and instructions of County relating to safety, storage of equipment or materials; 4) take all precautions necessary to protect the safety of all persons at or near County or Contractor's facilities, including employees of Contractor, County and any other contractors or subcontractors and to protect the work and all other property against damage. Page 4 of 19 - Personal Services Contract No. 2010-442 11. Drugs and Alcohol. Contractor shall adhere to and enforce a zero tolerance policy for the use of alcohol and the unlawful selling, possession or use of controlled substances while performing work under this Contract. 12. Insurance. Contractor shall provide insurance in accordance with Exhibit 2 attached hereto and incorporated by reference herein. 13. Expense Reimbursement. If the consideration under this Contract provides for the reimbursement of Contractor for expenses, in addition to Exhibit 5, Exhibit 1 shall state that Contractor is or is not entitled to reimbursement for such expenses. a. County shall only reimburse Contractor for expenses reasonably and necessarily incurred in the performance of this contract. b. Expenses reimbursed shall be at the actual cost incurred; including any taxes paid, and shall not include any mark-up unless the mark-up on expenses is specifically agreed to in this Contract. c. The cost of any subcontracted work approved in this Contract shall not be marked up. d. Contractor shall not bill County for any time expended to complete the documents necessary for reimbursement of expenses or for payment under this contract. e. The limitations applicable to reimbursable expenses are set forth in Exhibit "5," attached hereto and by reference incorporated herein. 14. Criminal Background Investigations. Contractor understands that Contractor and Contractor's employees and agents are subject to periodic criminal background investigations by County and, if such investigations disclose criminal activity not disclosed by Contractor, such non -disclosure shall constitute a material breach of this Contract and County may terminate this Contract effective upon delivery of written notice to the Contractor, or at such later date as may be established by the County. 15. Confidentiality. Contractor shall maintain confidentiality of information obtained pursuant to this Contract as follows: a. Contractor shall not use, release or disclose any information concerning any employee, client, applicant or person doing business with the County for any purpose not directly connected with the administration of County's or the Contractor's responsibilities under this Contract except upon written consent of the County, and if applicable, the employee, client, applicant or person. b. The Contractor shall ensure that its agents, employees, officers and subcontractors with access to County and Contractor records understand and comply with this confidentiality provision. c. Contractor shall treat all information as to personal facts and circumstances obtained on Medicaid eligible individuals as privileged communication, shall hold such information confidential, and shall not disclose such information without the written consent of the individual, his or her attorney, the responsible parent of a minor child, or the child's guardian, except as required by other terms of this Contract. d. Nothing prohibits the disclosure of information in summaries, statistical information, or other form that does not identify particular individuals. e. Personally identifiable health information about applicants and Medicaid recipients will be subject to the transaction, security and privacy provisions of the Health Insurance Portability and Accountability Act ("HIPAA"). f. Contractor shall cooperate with County in the adoption of policies and procedures for maintaining the privacy and security of records and for conducting transactions pursuant to HIPAA requirements. g. This Contract may be amended in writing in the future to incorporate additional requirements related to compliance with HIPAA. h. If Contractor receives or transmits protected health information, Contractor shall enter into a Business Associate Agreement with County, which, if attached hereto, shall become a part of this Contract. 16. Reports. Contractor shall provide County with periodic reports at the frequency and with the information prescribed by County. Further, at any time, County has the right to demand adequate assurances that the services provided by Contractor shall be in accordance with the Contract. Such assurances provided by Contractor shall be supported by documentation in Contractor's possession from third parties. Page 5 of 19 - Personal Services Contract No. 2010-442 17. Access to Records. Contractor shall maintain fiscal records and all other records pertinent to this Contract. a. All fiscal records shall be maintained pursuant to generally accepted accounting standards, and other records shall be maintained to the extent necessary to clearly reflect actions taken 1) All records shall be retained and kept accessible for at least three years following the final payment made under this Contract or all pending matters are closed, whichever is later. 2) If an audit, litigation or other action involving this Contract is started before the end of the three year period, the records shall be retained until all issues arising out of the action are resolved or until the end of the three year period, whichever is later. b. County and its authorized representatives shall have the right to direct access to all of Contractor's books, documents, papers and records related to this Contract for the purpose of conducting audits and examinations and making copies, excerpts and transcripts. 1) These records also include licensed software and any records in electronic form, including but not limited to computer hard drives, tape backups and other such storage devices. County shall reimburse Contractor for Contractor's cost of preparing copies. 2) At Contractor's expense, the County, the Secretary of State's Office of the State of Oregon, the Federal Government, and their duly authorized representatives, shall have license to enter upon Contractor's premises to access and inspect the books, documents, papers, computer software, electronic files and any other records of the Contractor which are directly pertinent to this Contract. 3) If Contractor's dwelling is Contractor's place of business, Contractor may, at Contractor's expense, make the above records available at a location acceptable to the County. 18. Ownership of Work. All work of Contractor that results from this Contract (the "Work Product") is the exclusive property of County. a. County and Contractor intend that such Work Product be deemed "work made for hire" of which County shall be deemed author. b. If, for any reason, the Work Product is not deemed "work made for hire," Contractor hereby irrevocably assigns to County all of its right, title, and interest in and to any and all of the Work Product, whether arising from copyright, patent, trademark, trade secret, or any other state or federal intellectual property law or doctrine. c. Contractor shall execute such further documents and instruments as County may reasonably request in order to fully vest such rights in County. d. Contractor forever waives any and all rights relating to Work Product, including without limitation, any and all rights arising under 17 USC § 106A or any other rights of identification of authorship or rights of approval, restriction or limitation on use or subsequent modifications. e County shall have no rights in any pre-existing work product of Contractor provided to County by Contractor in the performance of this Contract except an irrevocable, non-exclusive, perpetual, royalty -free license to copy, use and re -use any such work product for County use only. f. If this Contract is terminated prior to completion, and County is not in default, County, in addition to any other rights provided by this Contract, may require Contractor to transfer and deliver all partially completed work products, reports or documentation that Contractor has specifically developed or specifically acquired for the performance of this Contract. g. In the event that Work Product is deemed Contractor's Intellectual Property and not "work made for hire," Contractor hereby grants to County an irrevocable, non-exclusive, perpetual, royalty -free license to use, reproduce, prepare derivative works based upon, distribute copies of, perform and display the Contractor Intellectual Property, and to authorize others to do the same on County's behalf. h. In the event that Work Product is Third Party Intellectual Property, Contractor shall secure on the County's behalf and in the name of the County, an irrevocable, non-exclusive, perpetual, royalty -free license to use, reproduce, prepare derivative works based upon, distribute copies of, perform and display the Third Party Intellectual Property, and to authorize others to do the same on County's behalf. 19. County Code Provisions. Except as otherwise specifically provided, the provisions of Deschutes County Code, Section 2.37.150 are incorporated herein by reference. Such code section may be Page 6 of 19 - Personal Services Contract No. 2010-442 found at the following URL address: http://www.co.deschutes.or.us/dccode/Title2/html/Chapter2.37.htm. 20. Partnership. County is not, by virtue of this contract, a partner or joint venturer with Contractor in connection with activities carried out under this contract, and shall have no obligation with respect to Contractor's debts or any other liabilities of each and every nature. 21. Indemnity and Hold Harmless. a. To the fullest extent authorized by law Contractor shall defend, save, hold harmless and indemnify the County and its officers, employees and agents from and against all claims, suits, actions, losses, damages, liabilities costs and expenses of any nature resulting from or arising out of, or relating to the activities of Contractor or its officers, employees, contractors, or agents under this Contract, including without limitation any claims that the work, the work product or any other tangible or intangible items delivered to County by Contractor that may be the subject of protection under any state or federal intellectual property law or doctrine, or the County's use thereof, infringes any patent, copyright, trade secret, trademark, trade dress, mask work utility design or other proprietary right of any third party. b. Contractor shall have control of the defense and settlement of any claim that is subject to subparagraph a of this paragraph; however neither contractor nor any attorney engaged by Contractor shall defend the claim in the name of Deschutes County or any department or agency thereof, nor purport to act as legal representative of the County or any of its departments or agencies without first receiving from the County's legal counsel, in a form and manner determined appropriate by the County's legal counsel, authority to act as legal counsel for the County, nor shall Contractor settle any claim on behalf of the Count without the approval of the County's legal counsel. c. To the extent permitted by Article XI, Section 10, of the Oregon Constitution and the Oregon Tort Claims Act, ORS 30.260 through 30.300, County shall defend, save, hold harmless and indemnify Contractor and its officers, employees and agents from and against all claims, suits, actions, losses, damages, liabilities costs and expenses of any nature resulting from or arising out of, or relating to the activities of County or its officers, employees, contractors, or agents under this Contract. 22. Waiver. a. County's delay in exercising, or failure to exercise any right, power, or privilege under this Contract shall not operate as a waiver thereof, nor shall any single or partial exercise or any right, power, or privilege under this Contract preclude any other or further exercise thereof or the exercise of any other such right, power, or privilege. b. The remedies provided herein are cumulative and not exclusive of any remedies provided by law. 23. Governing Law. This Contract shall be governed by and construed in accordance with the laws of the State of Oregon without regard to principles of conflicts of law. a. Any claim, action, suit or proceeding (collectively, "Claim") between County and Contractor that arises from or relates to this Contract shall be brought and conducted solely and exclusively within the Circuit Court of Deschutes County for the State of Oregon; provided, however, if a Claim shall be brought in federal forum, then it shall be brought and conducted solely and exclusively within the United States District Court for the District of Oregon. b. CONTRACTOR, BY EXECUTION OF THIS CONTRACT, HEREBY CONSENTS TO THE IN PERSONAM JURISDICTION OF SAID COURTS. The parties agree that the UN Convention on International Sales of Goods shall not apply. 24. Severability. If any term or provision of this Contract is declared by a court of competent jurisdiction to be illegal or in conflict with any law, the validity of the remaining terms and provisions shall not be affected, and the rights and obligations of the parties shall be construed and enforced as if this Contract did not contain the particular term or provision held invalid. 25. Counterparts. This Contract may be executed in several counterparts, all of which when taken together shall constitute one agreement binding on all parties, notwithstanding that all parties are not Page 7 of 19 - Personal Services Contract No. 2010-442 signatories to the same counterpart. Each copy of this Contract so executed shall constitute on original. 26. Notice. Except as otherwise expressly provided in this Contract, any communications between the parties hereto or notices to be given hereunder shall be given in writing, to Contractor or County at the address or number set forth below or to such other addresses or numbers as either party may hereafter indicate in writing. Delivery may be by personal delivery, facsimile, or mailing the same, postage prepaid. a. Any communication or notice by personal delivery shall be deemed delivered when actually given to the designated person or representative. b. Any communication or notice sent by facsimile shall be deemed delivered when the transmitting machine generates receipt of the transmission. To be effective against County, such facsimile transmission shall be confirmed by telephone notice to the County Administrator. c. Any communication or notice mailed shall be deemed delivered five (5) days after mailing. Any notice under this Contract shall be mailed by first class postage or delivered as follows: To Contractor: Laura Fritz Housing Center Manager 20310 Empire Blvd., Suite A-110 Bend, OR 97701 Fax No. 541-548-6013 To County: David Kanner County Administrator 1300 NW Wall Street, Suite 200 Bend, Oregon 97701 Fax No. 541-385-3202 27. Merger Clause. This Contract and the attached exhibits constitute the entire agreement between the parties. a. All understandings and agreements between the parties and representations by either party concerning this Contract are contained in this Contract. b. No waiver, consent, modification or change in the terms of this Contract shall bind either party unless in writing signed by both parties. c. Any written waiver, consent, modification or change shall be effective only in the specific instance and for the specific purpose given. 28. Identity Theft Protection. Contractor and subcontractors shall comply with the Oregon Consumer Identity Theft Protection Act (ORS 646A.600 et seq.). 29. Survival. All rights and obligations shall cease upon termination or expiration of this Contract, except for the rights and obligations set forth in Sections 4, 5, 8, 9, 15, 17, 18, 20-27, 28 and 30. 30. Representations and Warranties. a. Contractor's Representations and Warranties. Contractor represents and warrants to County that: 1) Contractor has the power and authority to enter into and perform this Contract; 2) this Contract, when executed and delivered, shall be a valid and binding obligation of Contractor enforceable in accordance with its terms; 3) Contractor has the skill and knowledge possessed by well-informed members of its industry, trade or profession and Contractor will apply that skill and knowledge with care and diligence to perform the Work in a professional manner and in accordance with standards prevalent in Contractor's industry, trade or profession; 4) Contractor shall, at all times during the term of this Contract, be qualified, professionally competent, and duly licensed to perform the Work; 5) Contractor prepared its proposal related to this Contract, if any, independently from all other proposers, and without collusion, fraud, or other dishonesty; and 6) Contractor's making and performance of this Contract do not and will not violate any provision of any applicable law, rule or regulation or order of any court, regulatory commission, board or other administrative agency. b. Warranties Cumulative. The warranties set forth in this paragraph are in addition to, and not in lieu of, any other warranties provided Page 8 of 19 - Personal Services Contract No. 2010-442 EXHIBIT 1 DESCHUTES COUNTY SERVICES CONTRACT Contract No. 2010-442 STATEMENT OF WORK, COMPENSATION PAYMENT TERMS and SCHEDULE 1. Contractor shall perform the following work: a. Contractor shall provide loans ("Nonconforming Loans") to Clients who have residential mortgages encumbering their primary dwellings and who would not otherwise qualify for a loan under Contractor's existing Home Rehabilitation Loan Program ("Conforming Loan") as that existing loan program is described in Exhibit 8, attached and incorporated by reference herein. b. Except as provided for in Paragraph 1. c., d., h., i., j., k., I.,u., the terms of the Nonconforming loan shall be the same as terms described in Exhibit 8. c. "Client means any single person, married couple or domestic partnership who owns and resides in a dwelling, as his or her primary residence, located in the areas designated in Exhibit 7, attached and incorporated by reference herein. d. Contractor shall provide not more than one Nonconforming loan per lot. e. Contractor shall receive and review all applications from Clients, and upon approval, provide funding for those Nonconforming Loans and service all Nonconforming Loans. f. "Service all Nonconforming Loans" means: 1) To monitor each Client receiving a Nonconforming Loan throughout the period of the loan to assure that the Client continues to meet the program requirements; for example, maintain owner occupancy and home owners insurance; 2) To maintain an accounting of all payments made by Clients to Contractor for each Nonconforming Loan; 3) To allow County access to the payment accounting described in Paragraph 1.f.2) upon County's reasonable request; 4) When a Nonconforming Loan is paid in full, to prepare the appropriate documentation to authorize reconveyance of the trust deed and to send such documentation, along with the original loan documents, to the lender/party paying off the Nonconforming loan; 5) To deposit with County, in accordance with instructions from County's Finance Department, all Client Nonconforming Loan payments to County within fifteen (15) days of when a Nonconforming Loan is paid in full; 6) To assist each Client with answering questions regarding the Client's Nonconforming Loan. g. Funding for Nonconforming Loans approved by Contractor shall be provided from the grant described in Paragraph 2 below. h. Nonconforming Loans shall only be used to pay the costs of Client's upgrading existing onsite wastewater treatment systems to nitrogen -reducing systems as required by County ("Upgrade"). i. Contractor shall require any Client who applies for a Nonconforming Loan to provide Contractor documentation of the estimated cost for an Upgrade. j. Except as provided in Paragraph 1.k. below, Contractor shall not provide a Nonconforming Loan for more than the Client's estimated cost for an Upgrade and its installation. k. Contractor may provide a Nonconforming Loan for more than the Client's estimated cost for an Upgrade and its installation if: 1) Physical characteristics of the Client's property will result in additional cost for installation of the Upgrade; 2) The installation contractor provides written documentation of physical characteristics of the Client's property and the estimated additional cost; and 3) Contractor provides County with a copy of the written documentation described in Paragraph 1.h.2). I. Notwithstanding the foregoing, Contractor shall not provide a Nonconforming Loan of more than $25,000 per Client. m. Contractor shall apply Contractor's existing Conforming Loan rules, attached as Exhibit 8 and incorporated by reference herein, in determining whether a Client shall be awarded a Nonconforming Loan, with the following exceptions: 1) Contractor will consider for approval of a Nonconforming Loan application from Clients who failed to make one or more timely mortgage payment; Page 9 of 19 - Personal Services Contract No. 2010-442 2) Contractor will consider for approval Nonconforming Loan applications from Clients whose home equity is insufficient to secure the Nonconforming Loan; 3) Except for Paragraph 1.1.(2), for all Clients under Paragraph 1.i.2), Contractor shall not consider any loan to value criteria; 4) Contractor shall require all Clients who apply for a Nonconforming Loan to attend Contractor's Foreclosure Prevention Workshop and to meet with one of Contractor's foreclosure counselors before considering the Nonconforming Loan application for approval; 5) Contractor shall not require a certified general contractor; and 6) The Client may have existing judgment liens attached to the Client's real property. n. Upon written notice from the County that an emergency exists for the installation of a Client's upgrade, Contractor shall expedite, to the extent possible under federal lending guidelines, the application as follows: 1) Contractor shall review and approve or deny the Client's application prior to all other applications previously submitted by other Clients; and 2) Contractor shall postpone the requirement for the Client to attend foreclosure workshop and counseling until after the loan is issued by Contractor. o. Contractor shall provide approximately two to eight Nonconforming Loans during the period of this contract. p. Contractor shall provide a quarterly accounting to the County of all loan applications being reviewed, loans funded and Upgrades installed. q. If the $60,000 in grant funds from the County described in Paragraph 2.a. are fully utilized by Contractor prior to expiration of this contract and Contractor requests additional grant funds, this contract may be amended upon written agreement of Contractor and County to add additional funds for the Nonconforming Loan program. r. Contractor will provide additional Contractor funds to fund loans only for Upgrades to Clients who qualify for Contractor's existing Conforming Loan program. s. Contractor will provide funds in the amount of up to $60,000 from its Revolving Loan Fund for the Conforming Loans. t. Contractor will provide the Conforming Loan matching funds for two years. u. Prior to issuing any Nonconforming Loan, Contractor shall submit the Client's application to the County Community Development Director for approval per Paragraph 2.b as to whether or not the Client's property is within the territory in Exhibit 7 and requires an Upgrade. v. Prior to issuing any Nonconforming Loan, Contractor shall verify that the Client has obtained an installation permit from County for the Upgrade. w. Contractor shall not approve loans from the Grant Funds described in Paragraph 2.a in excess of $60,000 without the express written approval of the County. 2. County Services. County shall provide Contractor, at County's expense, with material and services described as follows: a. Within forty-five (45) days of all signatures on this contract, County shall deposit with Contractor Grant Funds in an amount not to exceed $60,000 for Contractor to provide Nonconforming Loans. b. Within ten (10) days of receipt from Contractor of a Client's application for a Nonconforming Loan, County shall provide Contractor with the completed loan authorization form, attached as Exhibit 9 and incorporated by reference herein, for each Client approved by County for any Nonconforming Loan approval recommended to the County by Contractor. c. County may refer to Contractor Clients who may be eligible for either the Nonconforming Loans or Conforming Loans. d. When approving an Upgrade installation permit, County will follow all state and county regulations for requiring Upgrade installation contractor certification. 3. Consideration. a. County shall pay Contractor a fee of ten percent (10%) of the Nonconforming Loan amount per Nonconforming Loan awarded to a client as consideration for servicing the Nonconforming Loan. b. Contractor may deduct the fee in Paragraph 3.a. from the $60,000 County grant funds described in Paragraph 2.a. c. Contractor shall be entitled to reimbursement for expenses as set forth in Exhibit 5 0 YES 0 NO [Check one] Page 10 of 19 - Personal Services Contract No. 2010-442 4. The maximum compensation. a. The maximum compensation under this contract, including allowable expenses, is $6,000. b. Contractor shall not submit invoices for, and County shall not pay for any amount in excess of the maximum compensation amount set forth above. 1) If this maximum compensation amount is increased by amendment of this contract, the amendment shall be fully effective before contractor performs work subject to the amendment. 2) Contractor shall notify County in writing of the impending expiration of this Contract thirty (30) calendar days prior to the expiration date. 5. Schedule of Performance or Delivery. a. County's obligation to pay depends upon Contractor's delivery or performance in accordance with the following schedule listed in Exhibit 1, Paragraph 1. b. County will only pay for completed work that conforms to the Contract. Page 11 of 19 - Personal Services Contract No. 2010-442 EXHIBIT 2 DESCHUTES COUNTY SERVICES CONTRACT Contract No. 2010-442 INSURANCE REQUIREMENTS Contractor shall at all times maintain in force at Contractor's expense, each insurance noted below. Insurance coverage must apply on a primary or non-contributory basis. All insurance policies, except Professional Liability, shall be written on an occurrence basis and be in effect for the term of this contract. Policies written on a "claims made" basis must be approved and authorized by Deschutes County. Contractor Name: Neighborlmpact Workers Compensation insurance in compliance with ORS 656.017, requiring Contractor and all subcontractors to provide workers' compensation coverage for all subject workers, or provide certification of exempt status. Employer's Liability Insurance with coverage limits of not less than $500,000 must be included. Professional Liability insurance with an occurrence combined single limit of not less than: Per Occurrence limit Annual Aggregate limit ❑ $500,000 ❑ $1,000,000 ❑ $2,000,000 ❑ $500,000 ❑ $1,000,000 O $2,000,000 Professional Liability insurance covers damages caused by error, omission, or negligent acts related to professional services provided under this Contract. The policy must provide extended reporting period coverage, sometimes referred to as "tail coverage" for claims made within two years after this contract is completed. ❑ Required by County pff Not required by County Ione box must be checked) Commercial General Liability insurance with a combined single limit of not less than: Per Single Claimant and Incident *Oregon Tort Claims Act limits O $1,000,000 ❑ $2,000,000 All Claimants Arising from Single Incident Oregon Tort Claims Act limits o $2,000,000 ❑ $3,000,000 Commercial General Liability insurance includes coverage for personal injury, bodily injury, advertising injury, property damage, premises, operations, products, completed operations and contractual damages. The Oregon Legislature has adopted legislation which establishes tort claims limits for actions against local public bodies, including their officers, agents and employees. The tort claims act limits are automatically adjusted on July 1 every year. By separate endorsement, the policy shall name Deschutes County, its officers, agents, employees and volunteers as an additional insured. The additional insured endorsement shall not include declarations that reduce any per occurrence or aggregate insurance limit. The contractor shall provide additional coverage based on any outstanding claim(s) made against policy limits to ensure that minimum insurance limits required by the County are maintained. Construction contracts may include aggregate limits that apply on a "per location" or "per project" basis. Required by County 0 Not required by County (One box must be checked) Page 12 of 19 - Personal Services Contract No 2010-442 Automobile Liability insurance with a combined single limit of not less than: Per Occurrence ❑ $500,000 ❑ $1,000,000 ❑ $2,000,000 Automobile Liability insurance includes coverage for bodily injury and property damage resulting from operation of a motor vehicle. Commercial Automobile Liability Insurance shall provide coverage for any motor vehicle (symbol 1 on some insurance certificates) driven by or on behalf of Contractor during the course of providing services under this contract Commercial Automobile Liability is required for contractors that own business vehicles registered to the business Examples include: plumbers, electricians or construction contractors. An Example of an acceptable personal automobile policy is a contractor who is a sole proprietor that does not own vehicles registered to the business. ❑ Required by Count q. Not required by County (one box must be checked) Additional Requirements. Contractor shall pay all deductibles and self-insured retentions. A cross -liability clause or separation of insured's condition must be included in all commercial general liability policies required by this Contract. Contractor's coverage will be primary in the event of loss. Certificate of Insurance Required. Contractor shall furnish a current Certificate of Insurance to the County with the signed Contract. The Certificate shall provide that there shall be no cancellation, termination, material change, or reduction of limits of the insurance coverage without at least 30 days written notice from the Contractor's insurer to the County. The Certificate shall also state the deductible or, if applicable, the self-insured retention level. For commercial general liability coverage, the Certificate shall also provide, by policy endorsement, that Deschutes County, its agents, officers, employees and volunteers are additional insureds with respect to Contractor's services provided under this Contract. The endorsement must be in a format acceptable to Deschutes County. If requested, complete copies of insurance policies shall be provided to the County. Page 13 of 19 - Personal Services Contract No. 2010-442 Date /7- d EXHIBIT 3 DESCHUTES COUNTY SERVICES CONTRACT Contract No. 2010-442 CERTIFICATION STATEMENT FOR CORPORATION OR INDEPENDENT CONTRACTOR NOTE: Contractor Shall Complete A or B in addition to C below: A. CONTRACTOR IS A CORPORATION, LIMITED LIABILITY COMPANY OR A PARTNERSHIP. I certify under penalty of perjury that Contractor is a [check one]: ❑ Corporation ❑ Limited Liability Company ❑ Partnership authorized to do business in the State of Oregon. Signature Title Date B. CONTRACTOR IS A SOLE PROPRIETOR WORKING AS AN INDEPENDENT CONTRACTOR. Contractor certifies under penalty of perjury that the following statements are true: 1. If Contractor performed labor or services as an independent Contractor last year, Contractor filed federal and state income tax returns last year in the name of the business (or filed a Schedule C in the name of the business as part of a personal income tax return), and 2. Contractor represents to the public that the labor or services Contractor provides are provided by an independently established business registered with the State of Oregon, and 3. All of the statements checked below are true. NOTE: Check all that apply. You shall check at least three (3) - to establish that you are an Independent Contractor. A. The labor or services I perform are primarily carried out at a location that is separate from my residence or primarily carried out in a specific portion of my residence that is set aside as the location of the business. B. I bear the risk of loss related to the business or provision of services as shown by factors such as: (a) fixed-price agreements; (b) correcting defective work; (c) warranties over the services or (d) indemnification agreements, liability insurance, performance bonds or professional liability insurance. C. I have made significant investment in the business through means such as: (a) purchasing necessary tools or equipment; (b) paying for the premises or facilities where services are provided; or (c) paying for licenses, certificates or specialized training. D. I have the authority to hire other persons to provide or to assist in providing the services and if necessary to fire such persons. E. Each year I perform labor or services for at least two different persons or entities or I routinely engage in business advertising, solicitation or other marketing efforts reasonably calculated to obtain new contracts to provide similar services. Contractor Signature Date Page 14 of 19 - Personal Services Contract No. 2010-442 C. Representation and Warranties. Contractor certifies under penalty of perjury that the following statements are true to the best of Contractor's knowledge: 1. Contractor has the power and authority to enter into and perform this contract; 2. This contract, when executed and delivered, shall be a valid and binding obligation of Contractor enforceable in accordance with its terms; 3. The services under this Contract shall be performed in a good and workmanlike manner and in accordance with the highest professional standards; and 4. Contractor shall, at all times during the term of this contract, be qualified, professionally competent, and duly licensed to perform the services. 5. To the best of Contractor's knowledge, Contractor is not in violation of any tax laws described in ORS 305.380(4), 6. Contractor understands that Contractor is responsible for any federal or state taxes applicable to any consideration and payments paid to Contractor under this contract; and 7. Contractor has not discriminated against minority, women or small business enterprises in obtaining any required subcontracts. Contractor Signature Date Page 15 of 19 - Personal Services Contract No. 2010-442 EXHIBIT 4 DESCHUTES COUNTY SERVICES CONTRACT Contract No. 2010-442 Workers' Compensation Exemption Certificate (To be used only when Contractor claims to be exempt from Workers' Compensation coverage requirements) Contractor is exempt from the requirement to obtain workers' compensation insurance under ORS Chapter 656 for the following reason (check the appropriate box): ❑ SOLE PROPRIETOR • Contractor is a sole proprietor, and • Contractor has no employees, and • Contractor shall not hire employees to perform this contract. ❑ CORPORATION - FOR PROFIT • Contractor's business is incorporated, and • All employees of the corporation are officers and directors and have a substantial ownership interest* in the corporation, and • The officers and directors shall perform all work. Contractor shall not hire other employees to perform this contract. CORPORATION - NONPROFIT • Contractor's business is incorporated as a nonprofit corporation, and • Contractor has no employees; all work is performed by volunteers, and • Contractor shall not hire employees to perform this contract. ❑ PARTNERSHIP • Contractor is a partnership, and • Contractor has no employees, and • All work shall be performed by the partners; Contractor shall not hire employees to perform this contract, and • Contractor is not engaged in work performed in direct connection with the construction, alteration, repair, improvement, moving or demolition of an improvement to real property or appurtenances thereto. ❑ LIMITED LIABILITY COMPANY • Contractor is a limited liability company, and • Contractor has no employees, and • All work shall be performed by the members; Contractor shall not hire employees to perform this contract, and • If Contractor has more than one member, Contractor is not engaged in work performed in direct connection with the construction, alteration, repair, improvement, moving or demolition of an improvement to real property or appurtenances thereto. *NOTE: Under OAR 436-050-050 a shareholder has a "substantial ownership" interest if the shareholder owns 10% of the corporation or, if less than 10% is owned, the shareholder has ownership that is at least equal to or greater than the average percentage of ownership of all shareholders. **NOTE: Under certain circumstances partnerships and limited liability companies can claim an exemption even when performing construction work. The requirements for this exemption are complicated. Consult with County Counsel before an exemption request is accepted from a contractor who shall perform construction work. Contractor Printed Name Contractor Signature Contractor Title Date Page 16 of 19 - Personal Services Contract No. 2010-442 EXHIBIT 5 DESCHUTES COUNTY SERVICES CONTRACT Contract No. 2010-442 Expense Reimbursement 1. Travel and Other Expenses. (When travel and other expenses are reimbursed.) a. It is the policy of the County that all travel shall be allowed only when the travel is essential to the normal discharge of the County responsibilities. 1) All travel shall be conducted in the most efficient and cost effective manner resulting in the best value to the County. 2) Travel expenses shall be reimbursed for official County business only. 3) County shall not reimburse Contractor for any item that is not otherwise available for reimbursement to an employee of Deschutes County per Deschutes County Finance Policy F-1, "REIMBURSEMENT FOR MISCELLANEOUS EXPENSES AND EXPENSES INCURRED WHILE TRAVELING ON COUNTY BUSINESS," dated 11/8/06. 4) County may approve a form other than the County Employee Reimbursement Form for Contractor to submit an itemized description of travel expenses for payment. 5) Personal expenses shall not be authorized at any time. 6) All expenses are included in the total maximum contract amount. b. Travel expenses shall be reimbursed only in accordance with rates approved by the County and only when the reimbursement of expenses is specifically provided for in Exhibit 1, paragraph 3 of this contract. c. The current approved rates for reimbursement of travel expenses are set forth in the above described policy. d. County shall not reimburse for any expenses related to alcohol consumption or entertainment. e. Except where noted, detailed receipts for all expenses shall be provided. f. Charge slips for gross amounts are not acceptable. g. County shall not reimburse Contractor for any item that is not otherwise available for reimbursement to an employee of Deschutes County. 2. Approved reimbursements: a. Mileage. Contractor shall be entitled to mileage for travel in a private automobile while Contractor is acting within the course and scope of Contractor's duties under this Contract and driving over the most direct and usually traveled route to and from Bend, Oregon. 1) Reimbursement for mileage shall be equal to but not exceed those set by the United States General Services Administration ("GSA") and are subject to change accordingly. 2) To qualify for mileage reimbursement, Contractor shall hold a valid, current driver's license for the class of vehicle to be driven and carry personal automobile liability insurance in amounts not less than those required by this contract. 3) No mileage reimbursement shall be paid for the use of motorcycles or mopeds. b. Meals. 1) Any reimbursement for meals shall be for actual cost of meals incurred by Contractor while acting within the course and scope of Contractor's duties under this contract. 2) For purposes of calculating individual meals where the Contractor is entitled only to a partial day reimbursement, the following maximum allocation of the meal expenses applies: a) Breakfast, $10; b) Lunch, $12; c) Dinner, $22. 3) Except in the event of necessary overnight travel as provided below, partial day meal expenses shall be reimbursed as follows and only while Contractor is acting within the course and scope of Contractor's duties under this contract: a) Breakfast expenses are reimbursable if Contractor is required to travel more than two (2) hours: before the start Contractor's regular workday (i.e. 8:00 a.m.). b) Lunch expenses are reimbursable only if Contractor is required to travel overnight and begins the journey before 11:00 am or ends the journey after 11:00 a.m. c) Dinner expenses are reimbursable only if Contractor is required to travel more than two (2) hours after Contractor's regular workday (i.e. 5:00 p.m.). Page 17 of 19 - Personal Services Contract No. 2010-442 4) Breakfast and dinner expenses are reimbursable during Contractor's necessary overnight travel while acting within the course and scope of Contractor's duties under this contract and shall not exceed those set by the GSA. and are subject to change accordingly. c. Lodging. 1) County shall reimburse Contractor for Contractor's actual cost of lodging necessary to provide service to the County and shall not exceed the maximum lodge set by the GSA for Bend, Oregon. 2) Reimbursement rates for lodging are not considered "per diem" and receipts are required for reimbursement. d County shall not reimburse Contractor in excess of the lowest fair for any airline ticket or vehicle rental charges. 3. Exceptions. Contractor shall obtain separate written approval of the County Administrator for any exceptions to the expense items listed above prior to incurring any expense for which reimbursement shall be sought. Page 18 of 19 - Personal Services Contract No. 2010-442 Exhibit 6 DESCHUTES COUNTY SERVICES CONTRACT Contract No. 2010-442 Compliance with provisions, requirements of funding source and Federal and State laws, statutes, rules, regulations, executive orders and policies. Conflicts of Interest Contractor certifies under penalty of perjury that the following statements are true to the best of Contractor's knowledge: 1. If Contractor is currently performing work for the County, State of Oregon or federal government, Contractor, by signature to this Contract, declares and certifies that Contractor's Work to be performed under this Contract creates no potential or actual conflict of interest as defined by ORS 244 and no rules or regulations of Contractor's employee agency (County State or Federal) would prohibit Contractor's Work under this Contract. Contractor is not an "officer," "employee," or "agent" of the County, as those terms are used in ORS 30.265. 2. No federally appropriated funds have been paid or shall be paid, by or on behalf of Contractor, to any person for influencing or attempting to influence an officer or employee of any agency, a member of Congress, an officer or employee of Congress, or an employee of a member of Congress in connection with the awarding of any federal contract, the making of any federal grant, the making of any federal loan, the entering into of any cooperative agreement, and the extension, continuation, renewal, amendment, or modification of any federal contract, grant, loan, or cooperative agreement. a. If any funds other than federally appropriated funds have been paid or shall be paid to any person for influencing or attempting to influence an officer or employee of any agency, a member of Congress, an officer or employee of Congress, or an employee of a member of Congress in connection with this federal contract, grant, loan, or cooperative agreement, Contractor agrees to complete and submit Standard Form -LLL "Disclosure Form to Report Lobbying," in accordance with its instructions. 1) Standard Form -LLL and instructions are located in 45 CFR Part 93 Appendix B. 2) If instructions require filing the form with the applicable federal entity, Contractor shall then as a material condition of this Contract also file a copy of the Standard Form -LLL with the Department. 3) This filing shall occur at the same time as the filing in accordance with the instructions. b. Contractor understands this certification is a material representation of fact upon which the County and the Department has relied in entering into this Contract. Contractor further understands that submission of this certification is a prerequisite, imposed by 31 USC 1352 for entering into this Contract. c. Any person who fails to file the required certification shall be subject to a civil penalty of not less than $10,000 and not more than $100,000 for each such failure. d. Contractor shall include the language of this certification in the award documents for all sub -awards at all tiers (including subcontracts, sub -grants, and contracts under grants, loans and cooperative agreements) and that all sub -recipients shall certify and disclose accordingly. e. Contractor is solely responsible for all liability arising from a failure by Contractor to comply with the terms of this certification. f. Contractor promises to indemnify County for any damages suffered by County as a result of Contractor's failure to comply with the terms of this certification. 3. Contractor understands that, if this Contract involves federally appropriated funds, this certification is a material representation of facts upon which reliance was placed when this Contract was made or entered into, submission of this certification is a prerequisite for make or entering into this Contract imposed by Section 1352, Title 311, U.S. Code and that any person who fails to file the required certification shall be subject to a civil penalty of not less than $10,000 and not more than $100,000 for each failure. Contractor Signature Date Page 19 of 19 - Personal Services Contract No. 2010-442 1" = 2.6 Mi. EXHIBIT 7 Deschutes County / Neighborlmpact Contract Service Area T. 19 R. 09 T.20 R.09 T. 21 R. 09 T. 22 R. 09 T. 19 R. 10 -co 1 T.20 R.10 Stage Stop Meadows Sewer Area cottif t7r 5 { T. 21 R. 10 I {� J Sunriver Sewer Area Sprig Ryer Rd_.1 Crosswater Sewer Area a rr 4 La Pine State q. At fi a a%o A I 1 IDcr La Pine Sewer g Area e v c v_ Masten Rd 6th St T. 22 R. 10 og 5 Deschutes Co. Klamath Co. J T. 19 R. 11 2r' Caldera Springs Sewer Area T. 20 R. 11 OWW 11 Sewer Area T. 21 R. 11 T. 22 R. 11 J EXHIBIT 8 CENTRAL OREGON HOUSING REHABILITATION LOAN PROGRAM 2008 Policies &Procedures INTRODUCTION The Central Oregon Housing Rehabilitation Loan Program 2008, operating under the Central Oregon, Regional Loan Fund (CORLF) and funding in part through an Oregon Housing and Community Services (OHCS) Community Development Block Grant, was initiated in response to a prevailing need in the community. The target service area will be the Crook, Deschutes and Jefferson Counties. The rehabilitation goals of the program are: 1. To alleviate health and safety problems and correct structural deficiencies in target area homes. 2. To conserve and improve existing low income housing stock. 3. To enable lower income residents of the targeted area to remain in their homes. The Central Oregon Regional Loan Fund program goals are: 1. Increase the number of units receiving rehabilitation services of the program through leveraging additional funds. 2. Increase cost effectiveness of the rehabilitation funds within the region during subsequent program uses after the initial repayment. 3. Reduce jurisdictional administrative burden costs through transfer of program responsibilities, including future reporting and implementation, from the participating jurisdictions to the loan fund. 4. Defederalize the CDBG funds. INDEX SECTION 1: APPLICANT ELIGIBILITY Pages 2 — 4 SECTION 2: REHABILITATION LOAN Pages 4 — 7 REQUIREMENTS SECTION 3: APPLICATION PROCESSING Page 8 SECTION 4: THE CONSTRUCTION CONTRACT Pages 9 —11 SECTION 5: CONFLICT OF INTEREST Page 11 SECTION 6: POLICY EXCEPTIONS Page 12 SECTION 7: GRIEVANCE PROCEDURE Page 12 SECTION 8: PROGRAM INCOME Page 12 1 SECTION 1: APPLICANT ELIGIBILITY For the purposes of this program, "applicant" is the person(s) who own the property and any other persons sharing residency whose income and resources are available to meet the household's needs and who are either related by blood, marriage or operation of law, or who evidenced a stable family relationship for the six months prior to signing the application. To be eligible for a Housing Rehabilitation Loan, an applicant must meet all of the following requirements: 1:1 Residency: The property must be within the target area approved in the grant application. 1:1.1 Single family homes that are owner occupied. 1:1.2 Manufactured homes and duplexes that are owner occupied are eligible. All homes subject to annual program verification that property is still owner occupied. 1:2 Income: Annual gross income of the applicant must not exceed 80% of the applicants county median income limits as established by HUD. The limits, by family size, are listed in Attachment 1, and will be updated as often as the HUD guidelines change. 1:2.1 Total gross income includes, but is not limited to, the following: wages, tips, interest, dividends, social security benefits, pensions, annuity income, alimony, child support, welfare payments, veteran benefits, disability benefits, stipends, or living allowances. 1:2.2 Annual income does not include the following: a. Income from employment of children (including foster children) under the age of 18 years. b. Payments received for the care of foster children. c. Lump -sum additions to family assets, such as inheritances, insurance payments (including payments under health and accident insurance and worker's compensation), capital gains and settlement for personal or property losses. d. Amounts received by the families, that are specifically for, or in reimbursement of, the cost of medical expenses for any family member. e. Income of a live-in aide. f. Amounts of educational scholarships paid directly to the student or to the educational institution, and amounts paid by the Govemment to a veteran for use in meeting the costs of tuition, fees, books, equipment, materials, supplies, transportation, and miscellaneous personal expenses of the student. 2 g. The special pay to a family member serving in the armed forces who is exposed to hostile fire. h. Amounts received under training programs funded by HUD. Amounts received by a disabled person that are disregarded for a limited time for purposes of Supplemental Security Income eligibility and benefits because they are set aside for use under a Plan to Attain Self Sufficiency (PASS). Amounts received by a participant in other publicly assisted programs which are specifically for or in reimbursement of out -off -pocket expenses incurred (special equipment, clothing, transportation, child care, etc.) and which are made solely to allow participation in a specific program. k. Temporary, nonrecurring or sporadic income (including gifts). Amounts specifically excluded by any Federal statute from consideration as income for purposes of determining eligibility or benefits under a category of assistance programs that includes assistance under the United States Housing Act of 1937. 1:2.3 To determine the applicant's income for eligibility purposes, one or more of the following methods will be used: a. Current pay stub will be used for those who have full-time employment b. Most current Federal Tax statement/return c. 3 months of bank statements d. SSI and Pension 1:2.4 Evidence of "stable family relationship" may include any of the following: birth certificates of the children, joint income tax returns, prior lease (held jointly), joint bank accounts, insurance policies, prior credit history, or equivalent documentation as determined by the Program Manager. 1:3 Net Worth: To qualify for a rehabilitation loan, the applicant must meet the "net worth" requirements. The "net worth" is calculated according to the "Housing Rehabilitation Loan Program Application Instructions." Excluded from the assets and liabilities used in the "net worth" calculation are the applicant's home, one automobile and the household furnishings. 1:3.1 If the applicant has funds/assets exceeding $50,000.00 they must provide documentation for Neighborlmpact to determine that they could not be eligible for traditional lending. If the homeowner owns a second home, any income made must be included. Loan committee will make the final recommendation. To make a loan, considerations for approval could include: Age, amount of asset, could the homeowner contribute matching funds from this asset, all could be waived if it is determined this asset does not change the situation, for example — they still are income eligible, not eligible for -3- traditional lending, asset is not liquid therefore should not result in a denial. 1:3.2 The property on which the home is located is excluded from the net worth calculation. The parcel can include more than one lot if the Tots are adjacent to the lot on which the house is located and were purchased when the home was purchased. SECTION 2: REHABILITATION LOAN REQUIREMENTS 2:1 Loan Amounts: The maximum rehabilitation loan will be the lesser of: 2:1.1 $28,500 for families and for single person households; with a 5% contingency fund for work that was unforeseen at the time the original estimate was made, i.e. dry rot. 2:1.3 The applicant's equity in subject property as determined by county assessed value, or appraised value. The appraisal must have been completed within the past 12 months. If necessary, Housing staff can pull comps to verify value. Judgments/Federal Tax: Any judgments at time of application date will disqualify the property for a housing Rehabilitation Loan. All judgments must be paid off prior to receiving a loan. Taxes should be current, all federal tax liens must be satisfied prior to loan closing. 2:1.4 CDBG loan funds cannot exceed $30,000 (includes 5% contingency) on a single rehabilitation project without approval from the internal loan committee. 2:1.5 CDBG loan funds for a single rehabilitation project cannot be used for "substantial improvements". Substantial improvement means either: (A) Any repair, reconstruction, modernization or improvement of a structure, the cost of which equals or exceeds 50 percent of the market value of the structure either: (i) Before the improvement or repair is started; or (ii) If the structure has been damaged, and is being restored, before the damage occurred 2:2 Rates and Terms: It is recommended that the Community Development Block Grant (CDBG) loans have rates and terms that are determined by each household's ability to re -pay on a loan. 2:2.1 Interest rates will range between 1°/0 and 4% interest in whole points for first time users of Regional Rehabilitation Loan Program Funds, between 4% and 6% for those who have previously used -4- Regional Rehabilitation Loan Program Funds. Higher rates for second loans are a result of covering administration costs. Interest rates will be determined as follows: County AMI 1st Time Use Not 1st Time Use 70+ 4% 6% 60-70% 3% 5% 50 - 60% 2% 4% 0 - 50% 1% 4% 2:2.2 The terms are: The full loan (principal and interest) will be due and payable in full upon 30 years from the date of the Note, (2) the sale, transfer, or refinancing of the real property described and (3) if the property is no longer owner occupied. Monthly payments may be arranged per applicant, but are not a requirement. 2:2.3 Applicants will be required to use other private (including market second mortgage/refinance products) or public resources first whenever possible to provide rehabilitation assistance. 2:4 Loans in excess of $28,500.00 will be reviewed by the internal loan committee for consideration, with consultation with Housing Center Committee if necessary. CDBG loan funds for a single rehabilitation project cannot be used for "substantial improvements". Substantial improvement means either: (A) Any repair, reconstruction, modernization or improvement of a structure, the cost of which equals or exceeds 50 percent of the market value of the structure either: (i) Before the improvement or repair is started; or (ii) If the structure has been damaged, and is being restored, before the damage occurred 2:4.1 Loan requests that exceed the limits allowed in 2:1.1 & 2:1.3 must be approved by the internal loan committee. Some of the factors that will be considered are: a. The credit worthiness of the applicant as evidenced by a credit report. Generally, applicants with a good credit report will receive more favorable consideration; however, the internal loan committee will carefully examine the circumstances regarding negative credit information such as illness/disability, job loss or divorce. - 5 - • b. The amount that the requested loan exceeds the limit allowed in 2:1.3. 2:5 Eligible Rehabilitation Costs: The rehabilitation loan may be used to pay for all the work necessary to achieve the rehabilitation standards of the program as well as other improvements and repairs not required by this standard but determined by the Rehabilitation Specialist to be necessary to reduce maintenance and operating costs. The minimum standard will be the HUD Housing Quality Standard. Additional eligible costs: 2:5.1 Removal of architectural barriers to meet the special needs of elderly and handicapped persons will be considered an eligible rehabilitation cost. 2:5.2 Recording, title insurance, appraisals, credit reports, and other associated miscellaneous fees are eligible rehabilitation costs. 2:6 Eligible Rehabilitation Activities: 2:6.1 Exterior appearance upgrades must be a part of the rehabilitation activities unless the Rehabilitation Specialist determines that the exterior is already in good shape. Exterior improvements may include new paint, new siding, facade upgrades, foliage removal or other materials or activities as determined by the Rehabilitation Specialist. 2:6.2 Wood stoves not in compliance with current standards must be removed or be exchanged for wood stoves that meet the current standard. 2:6.3 Manufactured homes must be on a permanent foundation or be put onto a permanent foundation as per FmHA '1944.223 (e) of Subpart E as part of the rehabilitation project. Must meet HUD standards. 2:6.4 Additions that are necessary due to overcrowding; guidelines used by HUD and the rehabilitation program will be used to determine whether overcrowding exists. 2:6.5 Neighborlmpact complies with HUD's HQS guidelines for all home improvements. . 2:7 Ineligible Rehabilitation Costs: 2:7.1 New construction or the finishing of unfinished spaces, such as attic .or basement will be ineligible unless it is determined to be directly related -to a health and safety issue. Exceptions to this policy: See 2:6.4 • • 6 2:7.2 Materials, fixtures or equipment of a type or quality which exceeds that customarily used in properties of the same general type or value as the property being rehabilitated. 2:7.3 Purchase, installation or repair of.furnishings or appliances except as identified in the HQS inspection. 2:7.4 The labor of any member of the applicant's family or household. 2:8 Ineligible Structures: The existence of any of the following conditions could disqualify a structure for a Housing Rehabilitation Loan: 2:8.1 The structure has deteriorated to an extent where rehabilitation is not economically feasible. 2:8.2 The structure and/or use is in substantial nonconformity with the zoning regulations and/or the comprehensive land use plan of the appropriate jurisdiction. 2:8.3 The presence of significant code violations which would be extremely difficult or economically unfeasible to correct and the violations would have to be corrected in order to meet the Housing Rehabilitation Loan standards. 2:8.4 The proposed expenditure would not increase the value of the property sufficiently to protect the owner's existing equity. 2:8.5 The cost of repairs required to bring the dwelling up to minimum property standards will exceed the program's loan limit. 2:9 Consent from Holders of Prior Financing: Written consent from all holders of prior financing with recorded liens must be secured prior to closing if required under prior financing agreements. Prior financing includes but is not limited to prior mortgages, trust deeds, and land sales contracts. 2:10 Prior Financing Payment Provisions: Prior financing containing payment provisions must be approved by the Regional Loan Committee. A copy of the note will be requested to determine the terms of prior financing. Some of the factors that will be considered are: a. The amount of the payment. (i.e. balloon, arm, etc.) b. The present equity and projected equity when the payment is due. c. An assessment of the applicant's ability to refinance or afford the payment.. '• 2:11 Judgments/Fed.eral Tax: No judgements allowed. All judgements and tax obligations must be satisfied and paid off before a loan is made. -7- r 2:12 Property Taxes: All real property taxes that are due and payable at the date of closing must be paid before loan closing. On properties where 'property tax is deferred, loans must be reviewed by Program Manager. 2:13 Property Insurance: Applicants are required to have property/fire insurance equal to the amount of existing liens and the rehabilitation loan at the time of loan closing and to maintain the insurance during the term of the loan. All premiums for fire insurance coverage must be current before loan closing. 2:14 Owner Occupancy: Transfer of the Property or a Beneficial Interest in Borrower. A sale, transfer, or refinancing of the Property shall make the loan immediately due and payable. A transfer of the property occurs when Borrower no longer occupies the property as his principal residence for the majority of the year. Failure to occupy includes, amongst other things, renting the property or allowing other family members to occupy the property while Borrower is no longer living there. Death of the last Borrower shall also constitute a transfer that will invoke the repayment provision SECTION 3: APPLICATION PROCESSING 3:1 Intake Verification: All verification documentation, except consent(s) from holders of prior financing, must be submitted within 60 days of when the intake was made. If the required documentation is not received within 60 days of when the intake was made, the next eligible applicant may be considered for a loan. 3:2 Property Inspection: All dwellings must be inspected to determine needed repairs and improvements by the Rehabilitation Specialist. Input and participation by the homeowner is encouraged in determining needed repairs and improvements. 3:3 Inspection Report/Bid Form: After the Property Inspection, the Rehabilitation Specialist will prepare a written report based on the -Property Inspection that describes the substandard conditions of the house and recommended corrections. The homeowner must agree to carry out the repairs described in the report. Contractors interested in submitting bids for the rehabilitation projects must use the Bid Form provided by the program for their proposal and cost estimate. The Rehabilitation •Specialist may prepare a cost estimate for the file to evaluate cost reasonableness of bids provided by contractors. 3:4 Procurement of bids: It is the responsibility of the applicant to procure bids for the rehabilitation work within 45 days of conditional approval. ' Applicants are encouraged to obtain at least three bids; however, one bid can be:accepted- if itis approved by Neighborlmpact professional staff. -8-- 3:5 Loan Approval: Before a loan is sent to the internal loan committee it will be reviewed by the Fiscal Director to determine funds are available. The The internal loan committee will approve all rehabilitation loans as well as approve loans that fall outside of the program guidelines, i.e. they exceed the loan limit of $28,500.00 Applicants approved for a rehabilitation loan will be notified in writing. Applications will be reviewed for approval in the order they are completed. Loan security will be determined by a note and recorded deed of trust and a title policy. 3:5.1 The client has three days right of rescission before the deed is recorded. After three business days the deed is recorded with the county and all fees come out of the clients Housing Rehabilitation Loan. 3:6 Other Rehabilitation Assistance: Program staff will refer the homeowner to apply for weatherization grants, bank loans for rehabilitation and/or refinancing and other assistance as appropriate and available. All other rehabilitation assistance and bank loans for rehabilitation and/or refinancing must be committed in writing prior to Neighborlmpact loan closing. 3.7 Loan Prepayment Penalties: All loans repaid within six months of the loan closing date are subject to a penalty of 10% of the loan amount. All loans from 6 months to one year of the closing date are subject to a penalty of 7.5% of the loan amount. All loans after year one to two years are subject to a penalty of 5% of the loan amount. After 2 years there is no repayment penalty. 3.8 Subordination: Neighborlmpact will charge a $250 fee to review subordination requests. Clients requesting subordination will also be required to meet with a Neighborlmpact housing counselor. We will only subordinate if the new loan is better financing for the homeowner and no equity is lost by the homeowner. Any exceptions to this policy must be reviewed and approved by Neighborlmpact staff, including the Fiscal Department. Neighborlmpact will consider issues such as current market values and new loan fees that reduce the amount of equity the owner has in their home to determine whether subordination is appropriate. An appraisal may be required at Neighborlmpact's discretion and at the owner's expense. Neighborlmpact will not approve refinancing to an Adjustable Rate Mortgage. After review of its required conditions, Neighborlmpact may approve a subordination request or deny it. SECTION 4: THE CONSTRUCTION CONTRACT 4:1 The parties to the contract are the homeowner and the contractor. All Construction Contracts and contract modifications must be reviewed and .. approved by theRehabilitation Specialist. The Program Manager is authorized to interpret and enforce the provisions and satisfactory performance of the. Construction- Contract. -9- 4:2 Contractor Eligibility Requirements: All contractors awarded contracts through the Rehabilitation Loan Program must be registered with the Oregon Construction Contractors Board and have an active License Status with a License Category of a General Contractor/AII. The contractor will have no claims pending or with an order to pay. Homeowners are encouraged to hire local contractors whenever possible. 4:2.1 Contractors who have a record of poor performance with prior rehabilitation projects funded through the Rehabilitation Program will not be awarded contracts and will be removed from the list of approved contractors provided to homeowners. Some of the factors that will be considered as evidence of poor performance are: a. The quantity and severity of complaints from homeowners: Complaints will be documented from the Post -Project Evaluation Form provided to the homeowners and complaints filed with the Construction Contractors Board. Complaints will be evaluated based upon records and findings made by the Rehabilitation Specialist and program Manager and the Construction Contractors Board. Homeowner complaints that are not sustained by the Rehabilitation Specialist and Program Manager and/or the Construction Contractors Board will not be considered evidence of poor performance. b. Failure to pay subcontractors and suppliers when payment is due: Failure to pay a disputed claim may or may not be evidence of poor performance. The Rehabilitation Specialist and Program Manager will issue decisions on disputed claims in accordance with the Construction Contract. However, if the contractor fails to pay undisputed bills to subcontractors and suppliers when due, this may be considered as evidence of unsatisfactory performance. c. Failure to complete work in a timely manner: Both the frequency and the magnitude of time will be evaluated and compared with the records of other contractors participating in the program. d. Other violations of previous contracts awarded through the Rehabilitation Program: Contractors may appeal the decision to have their name removed from the list to the Regional Loan Committee. 4:3 Work Performed by Homeowner: Homeowners who desire to do some of the construction work on their project must have the written approval of the Rehabilitation Specialist. The owner and members of the owner's household cannot receive any payment for their labor. The homeowner will be required to submit original receipts attached to an invoice for - 10- materials purchased in order to receive reimbursement. Some of the factors that will be considered are: 4:3.1 Their ability to perform the work as determined by the program staff. The following is the process to be used by the Home Rehabilitation Program (Housing and Emergency Services) and the Fiscal Department in determining how clients are to perform rehab measures on their home and reimbursement for materials. a. Homeowner first must prove their ability to do work, i.e. contractors license, construction experience, workmanship they have already done, etc. b. The Rehab. Specialist identifies what work is to be performed by homeowner, and the homeowner produces a line item budget for the materials he/she needs. c. The materials can be purchased by credit card or cash, the homeowner will not be reimbursed for these materials until after the work is complete and verified by the Rehab Specialist. d. Reimbursement for Credit Cards: ii. The homeowner must produce a detailed receipt or invoice for the materials and the credit card bill, we will reimburse the credit card company directly. e. Reimbursement for cash to homeowner: ii. The homeowner must produce a detailed receipt or invoice that shows they paid cash and we can reimburse the client directly. 4:4 Contract Completion Time: All work must be completed within 120 days from the date of the Notice to Proceed. The contract may be terminated by the Program Manager if work has not begun after 45 days or less than 50% of the work is completed within 60 days of the Notice to Proceed. Time extensions may be approved due to weather and other reasons in accordance with the Construction Contract. Completion dates of less than 90 days may be required in order to complete the Rehabilitation Loan Program in a timely manner. 4:5 Contract Payments: Progress payments can be made for up to 95% of the value of acceptable work completed based on site inspection by the Rehabilitation Specialist. In the absence of the Rehabilitation Specialist, staff of the Neighborlmpact Weatherization Program may be assigned to perform the inspection. Payments will be made in accordance with the Accounts Payable Schedule for the Rehabilitation Loan Program. Before final payment can be authorized: - 11 - 4:5.1 For construction jobs $15,000.00 and under, one in -progress payment allowed, and one final payment. For construction jobs over $15,000.00, two in progress payments are allowed and one final payment. 4:5.2 All contract work must be completed. 4:5.3 Client and Rehabilitation Specialist meet before contractors are paid to insure work is done, and client is satisfied. The client signs off before contractors are paid. 4:5.4 Work must pass inspection from City, County and State Inspectors as required. 4:5.5 The borrower must sign the Owner's Certification and Acceptance of Improvements. 4:5.6 The contractor must sign the Contractor's Warranty and Lien Waiver. 4:6 Contract Payment Withheld: The Rehabilitation Specialist may withhold or, on account of subsequently discovered evidence, nullify the whole or a part of the Contract Sum owing to contractor as may be necessary to protect the Owner and/or Grantee from loss on account of: 4:6.1 Defective work not remedied. 4:6.2 Claims filed or reasonable evidence indicating probable filing of claims. 4:6.3 Failure of contractor to make payments properly to subcontractors or for material or labor. 4:6.4 A reasonable doubt that the contract can be completed for the balance then unpaid. 4:6.5 Damage to another Contractor. 4:6.6 Failure of Contractor to complete work within the time limits set forth in the Construction Contract. 4:6.7 Work not authorized under the Construction Contract or approved Contract Change Order. *As the above conditions are removed, payment can be made for amounts withheld because of them. 4:7 Contract Change Orders: Any modifications of the Construction Contract must be approved, in writing by the Rehabilitation Specialist. Approval - 12 - shall not be unreasonably withheld. The Rehabilitation Specialist is authorized to approve Contract Change Orders up to $1,000.00. 4:7.1 Contract Change Orders larger than $1,000 per project will need the written approval of the homeowner and the Program Manager. Program Manager will inform fiscal of the change order. 4:7.2 Contract Change Orders that will cause the project to exceed the loan limitations under 2:1.1 and 2:1.3 must be referred to the Regional Loan Committee for approval and have client signature of approval and fiscal must determine if funds are available. SECTION 5: CONFLICT OF INTEREST 5:1 Grantee: No employee of the Grantee, its agent, members and families of the Regional Loan Committee, and other "covered persons" pursuant to 24 CFR 570.489(h) who exercise any functions or responsibilities in connection with administration of the Housing Rehabilitation Program shall be eligible for a Housing Rehabilitation Loan, nor shall such a person have any interest, direct or indirect, in the proceeds of such a loan unless a waiver is granted in accordance with 24 CFR 570.489(h). SECTION 6: POLICY EXCEPTIONS 6:1 The Regional Loan Committee may waive non -statutory program policies. The request for the waiver will be submitted by the Program Manager. Requests for waivers will be evaluated based upon whether the requested waiver is necessary to accomplish the goals of the Rehabilitation Loan Program and will apply only to the application for which the waiver was requested. SECTION 7: GRIEVANCE PROCEDURE In the event of a conflict between the homeowner and the contractor, the following procedure will be used: 7:1 Mediation: It will be the responsibility of the Program Staff to review the Construction Contract with the homeowner and the contractor to ensure that both are familiar with the terms and conditions established in the contract. The Rehabilitation Specialist will attempt to mediate the problem to an equitable solution within the guidelines of the Housing Rehabilitation Program. 7:2 Review: In the event that the Rehabilitation Specialist is not able to mediate, the Program Manager can; at the request of the homeowner or contractor, review the case. A written decision will be issued within 30 days of the review by the Program Manager. 7:3 Appeal: The decision of the Program Manager may be appealed through the Construction Contractors Board. Decisions determined by the - 13 - Construction Contractors Board shall be final and will be accepted by the Housing Rehabilitation Program as such. SECTION 8: PROGRAM INCOME 8.0 Program income shall be managed in accordance with the requirements of Title 1 of the federal Housing and Community Development Act of 1974 as amended including, but not limited to, requirements for eligible costs compliance with national objectives, environmental review, labor standards, procurement, equal employment opportunity, affirmatively furthering fair housing, nondiscrimination against persons with disabilities, and relocation and real property acquisition. The Grantee shall rely primarily on guidance from the State of Oregon in complying with these requirements, since the state is responsible for monitoring the local use of program income earned from Oregon Community Development Block Grant projects. Program income earned as a result of this program shall be used for continuation of the Rehabilitation Loan Program as described in the approved application and the Rehabilitation Loan Policies. - 14 - DESCHUTES COUNTY COMMUNITY DEVELOPMENT 117 NW Lafayette Avenue, Bend, OR 97701 Telephone (541)388-6575, Fax (541)385-1764 LOAN AUTHORIZATION FORM Installation of a Nitrogen Reducing On -Site Wastewater Treatment System Property Owner(s) Name(s): Property Address: Map #: Mailing Address: City: State: Zip: Property within authorized area 0 Yes 0 No (check one) Septic permit(s)#: Tax Lot #: Description of permitted work and reasons for permit: Other notes: REHABILITATION QUALIFYING SUMMARY SHEET FOR DESCHUTES COUNTY APPROVAL: Loan Amount: Borrower(s) Name(s):_ Household Annual Gross Income: Household Monthly Gross Income: Estimated Home Value: N/A Household size: Total Debt: Balance Owing: Payments & Creditors: Employer: Job Title: Years in Position/Type of Work: Income Source: Credit Score: Note Rate: Front end Debt Ratio: N/A Back end Debt Ratio: N/A Ratio of Household Income to 100% MSA/County: Scope of Service: Loan Authorization Form (Des. Co. Services Contract No. 2010-442) Page 1 of 2 Prepared by: Date: Community Development Department Information: 0 Y 0 N Authorization Complete (check one) Community Development Director: Date: Loan Authorization Form es. a. ervrccs ,out ract No. 2010-442) Page 2 of 2