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Home My WebLink About2012-07-25 Work Session Minutes Minutes of Board of Commissioners’ Work Session Wednesday, July 25, 2012 Page 1 of 10 Deschutes County Board of Commissioners 1300 NW Wall St., Suite 200, Bend, OR 97701-1960 (541) 388-6570 - Fax (541) 385-3202 - www.deschutes.org MINUTES OF WORK SESSION DESCHUTES COUNTY BOARD OF COMMISSIONERS WEDNESDAY, JULY 25, 2012 ___________________________ Present were Commissioners Anthony DeBone, Tammy Baney and Alan Unger. Also present were Mark Pilliod, County Counsel; and, for a portion of the meeting, Susan Ross and Teresa Rozic, Property & Facilities; Ronda Connor, Personnel; David Inbody, Assistant to the Administrator; and about fifteen other citizens. Chair DeBone opened the meeting at 2:20 p.m. 1. Economic Development Loan Request Discussion. Jim Coonan (Oregon Entrepreneurs’ Network), Wes Price and Nate LiaBroaten spoke about the work of EDCO (Economic Development for Central Oregon), and that the Bank of the Cascades is supporting their work for after many years. Mr. Price stated that this had been funded by a Congressional earmarked SBA grant for three years, but the grant ends this year. He wants to keep continuity in the venture catalyst field. Mr. Coonan gave an overview of the Deschutes County Venture Catalyst three- year program. There are three objectives:  Support scalable start-ups in the traded sector  Run EDCO programs focused on entrepreneur  Support/develop long-term infrastructure Target companies would be:  Scalable and innovative  Innovation in product, process or delivery  Traded sector with actual or potential market outside Oregon Minutes of Board of Commissioners’ Work Session Wednesday, July 25, 2012 Page 2 of 10 He talked about the importance of this work, based on the Kauffman Foundation study. Most job growth comes from companies under five years old. Central Oregon does not have that many large employers. He also spoke about the programs meant to assist start-up companies, and how he interacts with people on concepts and launching their work. He was Chair of the Oregon Entrepreneurs Network (OEN), and was able to get them to address this need in rural areas. He is the local Venture Catalyst Manager and an advocate for this activity, and tries to link infrastructure and strategic planning. He is seeking funding to make the program sustainable beyond this year. The annual cost is $78,000 with another $24,000 needed for staff support. He explained the life cycle of businesses, as well as how they are developed, funded and launched. His role is to support the ecosystem that supports these companies throughout their various life stages. Chair DeBone asked how help could be provided to someone who has a good idea but needs funding. Mr. Coonan said that he would brainstorm with the person to help find resources. A business plan is needed, and others can help with areas where more expertise is needed. Entrepreneurs need to network and be part of a system; it is too hard otherwise. Chair DeBone said that it sounds like the person has to give away part of their company. Mr. Coonan stated they are pre-bankable at that point, and need to talk with those who know about other kinds of funding sources. Mr. Coonan said this needs to be compressed into a short period of time, when jobs can happen. Otherwise, it drags out. Mr. Coonan stated that it has to be sustainable long-term. Chair DeBone said that people want the County to front them money but these are public funds and it may not be appropriate. Mr. Coonan said that professionals in that field need to be the ones to decide who might have some success. He asked for $20,000 in support from the County’s loan fund to work on creating metrics of at least twenty new job s (but targeting 60). He asked for another $20,000 to take this through 2014. Commissioner Unger said that the County wants to see infrastructure and businesses build here, but these businesses often need the expertise to do it. Mr. Coonan stated that Central Oregon has been called a place destined for greatness for new businesses. This attracts outside funding. Minutes of Board of Commissioners’ Work Session Wednesday, July 25, 2012 Page 3 of 10 Susan Ross added that the original funding years ago was meant for small businesses that were not able to obtain funding through typical sourc es. Commissioner Baney send she is sensitive to Bend being called rural when others from Sisters, Redmond or La Pine are a lot more rural in nature. Mr. Coonan said he has spoken with representatives of Sisters and Redmond, but not yet Prineville or La Pine. Commissioner Baney asked if the jobs created would be for two years. Mr. Coonan committed that he hopes for more than twenty long-term jobs, but the Commissioners could decide in a year if they are satisfied with his work. He has grants out to other entities but appreciates local support. Commissioner Baney stated that jobs are usually created in the cities, although the County has some funds. She feels that this is the purpose of the fund. Mr. Pilliod said it is a forgivable loan, and can be considered a grant if the conditions as agreed are met. BANEY: Move that the County fund the $20,000 for the coming year. UNGER: Second. VOTE: BANEY: Yes. UNGER: Yes. DEBONE: Chair votes yes. 2. La Pine Industrial Group Discussion. Susan Ross discussed the past and potential future of LIGI. The main purpose of LIGI was specifically to develop the industrial park at a time when La Pine was not yet a city. LIGI was made up of representatives of the area, but administered by the County. All funds from the sale of the properties were forwarded to LIGI for their activities. They have accomplished a lot, but they are at a point where it is not known if LIGI should continue in its current form. Commissioner Unger asked what the activities of LIGI have been. Ms. Ross said it was specifically to develop, promote and sell the industrial properties owned by the County. Commissioner Unger asked how to move forward with the sale of the land, and what to do with the funds now in the bank. Ms. Ross stated there was a lot of demand for small lot industrial, but those sales are down like other kinds. Ted Scholer stated Finley Butte was developed but not much sold until they listed them in the MLS system. Commissioner Baney said there is a lot of County-owned land in many areas. This was a unique relationship at the time. She asked if this is appropriate for the Redmond properties, and why the La Pine properties do not go the traditional sales route with a broker. Ms. Ross responded that the City of Redmond took the lead there, as there is infrastructure in place to deal with the details. There was nothing in La Pine at that time. Commissioner Baney said it appears this was necessary to provide consistency and promotion. Ms. Ross noted that some citizens had a vision and the knowledge to push this through at the time. The property was obtained from the BLM for public purposes, but there is no revisionary clause. Chair DeBone asked about the relevance ofLIGI to the City and BLM. He feels the pieces are coming together for the area, but is not sure how LIGI fits in now. He is concerned about paying for overhead for the group when it might not be necessary. However, there needs to be a seed fund for infrastructure. Commissioner Baney asked if the New Neighborhood land is owned by the County. Ms. Ross said it is. She thought that the land was part of an exchange withBLM. Chair DeBone said that the County might want to terminate the LIGI agreement. The reality is that LIGI did a great job of getting this work done for many years. The capacity to do this in the future is available in house through the City or County. LIGI could be a membership organization promoting the area, but disconnected from the money that is specifically for this development. He wants to support the City of La Pine as being responsible for its destiny and being knowledgeable about what land is available there. Mr. Scholer stated that La Pine is unique, with all the commercial and industrial property within the city but most people living outside of it. He has no problem with having the City involved, but the industrial park was meant to provide jobs for the entire area. The land needs to be a conduit for this. Minutes of Board of Commissioners' Work Session Wednesday, July 25,2012 Page 4 of 10 Minutes of Board of Commissioners’ Work Session Wednesday, July 25, 2012 Page 5 of 10 Commissioner Baney asked how many jobs have been created at the industrial park since 1985. Ms. Ross stated that there were a lot of jobs created initially, but businesses have come and gone with the economy. She said the property is not marked up but sold about at cost to attract businesses. Some bought it for that reason but never developed it, so that practice has changed; deeds are not transferred until they show when they are going to proceed with development. Some are selling now at less than the normal price due to the economy. It was pointed out that there was no infrastructure at the time, so it was hard to sell the properties initially. They were involved in the administration of the contracts and all infrastructures has been paid for. There has been minimal overhead. The focus is a transition now; there is little development except a 40- acre piece that is already platted. The County could take care of this. The problem is the creation of jobs, but they cannot just represent the County at this point. The City and Chamber of Commerce work towards this. LIGI is pressured to support these functions but considering State law and the agreement, it is very specific what they can and cannot do. There needs to be direction as to which way to go. Either the City forms something for economic development, or LIGI works with EDCO. There is a lot of confusion at this point. The main focus is to create jobs for the area, not just the industrial park. Chair DeBone said he feels the City should be the appropriate lead for this. The way LIGI is set up, it is a slow drain of a fund for a limited purpose. Ms. Ross stated that it was assumed that after the land was sold, there would be no more need for LIGI. This was the sole purpose for them to exist. Commissioner Unger indicated that local control is important. There were a lot of issues with BioGreen, and those are not good when you are trying to get development to happen. He looks at the City to have this control. LIGI can work with the City and come back with some kind of recommendation. La Pine needs to be treated like other cities. The County owns land within Redmond as well, but the City is very involved. The County and City can work together on projects, but local control is important. Nick LiaBroaten of EDCO said that one formula that works well with the Cit y of Sisters is having one person involved part-time instead of having someone try to do this regionally. The City of Bend has a board overseeing Juniper Ridge activity, but they also have a broker involved. There needs to be a contact person or a structure in place. They cannot wait for the economy to cause change; they need to go after it. LIGI accomplished what the charter meant for it to, but having a contact person and a structure to answer questions is important. The natural way would be through the City. Rex Lesueur said that business needs to advertise. They are not marketing or promoting the industrial park at all. Most places do not have a budget for this. The City needs to have a say in its future but a partnership might work best, allowing for finding businesses. Commissioner Baney said they are expending money for LIGI now, and this funding needs to be repurposed. Commissioner Unger stated that EDCO does advertising on a regional level, and the local person takes it from there. Mr. Lesueur said that he feels EDCO is beholden to the powers in Bend and not La Pine. Chair DeB one said he is on the EDCO board, and La Pine is not forgotten. It depends on the fit. Commissioner Baney said that Bend pays $80,000 a year into EDCO also. Funds need to come from that area as well. Commissioner Unger stated that REDI is a non-profit as the local voice for Redmond that also works with EDCO. The City gives funding to EDCO to support the goals of REDI. REDI fundraises and gets businesses to support it. They are self-supporting, and it works for them. Chair DeB one said the City has its organization in place, the sewer and water has been handled, and things are close to being ready. The proposal is to terminate the LIGI agreement as written, and encourage the parties to revisit its structure. Commissioner Baney stated that if she wanted to contact someone today about the property, then what. It needs to be in the MLS. Ms. Ross said that Realtors are often where the buyers come from. Commissioner Unger stated that the City has a Realtor of record and this land should be controlled by the City. He wants to see the big picture of where LIGI thinks it should go. Chair DeBone noted that they need a director now so they can figure out where to go next. Ms. Ross stated that the marketing and promotion could be through EDCO. IfLIGI wants to maintain its organization, it can for other purposes. Minutes of Board of Commissioners' Work Session Wednesday, July 25, 2012 Page 6 of 10 Mr. LiaBroaten stated they do not market parcels; they find out what a company wants and hook them up with the appropriate commercial broker. Commissioner Unger wants to see them follow the REDI model. Mr. Scholer likes that idea, but pointed out that La Pine does not have the large companies the other cities do. Clark Jackson, State of Oregon -Business Oregon, stated they propose every property that is suitable in the tri-county area. When Facebook came in, they considered several areas, and Apple followed. La Pine is appropriate for a smaller data center. Anything that is appropriate is proposed and none is excluded. Eileen Stein of Sisters stated that there is a portal through which companies come in, through the State. EDCO provides it for Central Oregon and helps to steer them to the right location. Rather than be competitive, at the end of the day there will be a natural place for that business to land. EDCO does traded sector work, but there is REDI and LIGI and another in Sisters. It is important to have someone there who knows the community. The local person cannot just work on industrial, though. There is commercial and other types. Commissioner Baney asked who took the lead before the City of Sisters hired someone part time. Ms. Stein said that they had relied on the Chamber. Clark Jackson said that they talk with everyone, not just EDCO. La Pine Mayor Stu Martinez just joined EDCO so they have representation there. This is just another step in La Pine's growth. LIGI can work with the City on the industrial park. The Mayor feels the land can be marketed through normal real estate channels. Commissioner Baney stated that the money cannot just follow the group, as there is other land that cannot be handled that way. Ms. Ross said one issue is whether to keep this contract in place. Another issue is how to promote the area and the land. The group was hired to do a specific thing and this has been primarily addressed. Statute is that it is for a bricks and mortar type of activity, not for marketing the area. Economic development is not one of these things. Either party can provide a 30-day notice to end the agreement. Minutes of Board of Commissioners' Work Session Wednesday, July 25,2012 Page 7 of 10 Minutes of Board of Commissioners’ Work Session Wednesday, July 25, 2012 Page 8 of 10 Commissioner Unger said he would like the City to take the lead. Chair DeBone said economic development for the City is important. Ms. Stein said that their part-time person is work nearly full time, and it might be better for La Pine to have someone themselves instead of trying to share one person, especially because of distance and other differences. The City was encouraged to take the lead in convening the various interests. Commissioner Baney thinks a 90-day timeframe is appropriate. 3. Discussion of EBAC-recommended Changes in Employee Health Benefits. Ronda Connor gave an overview of the proposed changes in the employee health benefits plan. The Board voted on these changes at a regular bu siness meeting. The hardest part was working on the stop-loss policy provision. Due to high costs in the past year, the carrier will not renew under the same terms. The committee came to a decision yesterday. It is at $225,000 per individual but the committee recommends $300,000. Also, the aggregate policy would change from $40,000 per year for costs over $1 million, which she feels is not needed because of the reserves in place. $454,000 was saved by having the on-site clinic, and employees have recognized a savings as well. The pharmacy is projected to show savings soon. The group recommends changing carriers as well. Overall, the savings will be about $27,000 to the County. This would be the first time there is a decrease in stop loss premiums but it does increase exposure for the County. Ms. Connor said that moving to a new carrier gives slightly more exposure because the old carrier will cover for a certain period of time , but the new carrier wants limited exposure to old claims. UNGER: Move signature of signature of proposed changes. BANEY: Second. VOTE: UNGER: Yes. BANEY: Yes. DEBONE: Chair votes yes. Minutes of Board of Commissioners’ Work Session Wednesday, July 25, 2012 Page 9 of 10 4. Other Items. Ms. Ross said that Robert Ray, La Pine Park & Recreation, is interested in some County-owned property adjacent to the river. They started on Audia Park last year. There are a lot of County park lands along the river and the group would eventually like to tie into Sunriver. Audia Park needs river access and the County is not doing anything with the land, which is wetlands with limited uses. They could put in a mountain bike trail and an interpretive park, starting with these parcels. It is within the Park District boundary. The Board went into Executive Session, under ORS 192.660(2)(e), real property negotiations, to discussion this and other issues. The Board indicated support for the proposal as discussed. _______________________________ BANEY: Move Chair sign a contribution agreement regarding the Sisters health project, upon legal review and approval. UNGER: Second. VOTE: UNGER: Yes. BANEY: Yes. DEBONE: Chair votes yes. _______________________________ The Board discussed a ‘welcome’ letter for the Early Ford V-8 Club of America, involved in a September event at the Fairgrounds. UNGER: Move signature. BANEY: Second. VOTE: UNGER: Yes. BANEY: Yes. DEBONE: Chair votes yes. _______________________________ Commissioner Baney said there has been a request for a letter of support for Abilitree (formerly CORIL) as recipient for funding from the next Riverhouse Gala. BANEY: Move signature. UNGER: Second. VOTE: UNGER: Yes. BANEY: Yes. DEBONE: Chair votes yes. Mr. Pilliod stated that Mr. Kropp had asked for a letter be sent to Cindy Bell , an employee who had recently been laid off, mostly to offer sympathy. He has not seen the draft yet. Commissioner Baney said that they lost some good people from that department. A letter would be nice. The Board supported signature of this letter. Being no fitrther discussion, the meeting adjourned at 3:30 p.m. DATED this ~ Day of ~b0 t 2012 for the Deschutes County Board of Commissioners. Anthony DeBone, Chair Alan Unger, Vice Chair ATTEST : ~~l Tammy Baney, Commis ~oner ~~ Recording Secretary Minutes of Board of Commissioners ' Work Session Wednesday, July 25,2012 Page 10 of 10 Deschutes County Board of Commissioners 1300 NW Wall St., Suite 200, Bend, OR 97701-1960 (541) 388-6570 -Fax (541) 385-3202 -www.deschutes.org WORK SESSION AGENDA DESCHUTES COUNTY BOARD OF COMMISSIONERS 1:30 P.M., WEDNESDAY, JULY 25,2012 1. Economic Development Loan Request Discussion -Jim Coonan, EDCO 2. La Pine Industrial Group Discussion -Susan Ross 3. Other Items Executive Session, under ORS 192.660(2)( d), real property -Susan Ross PLEASE NOTE: At any time during this meeting. an executive session could be called to address issues relating to ORS 192.660(2) (e), real property negotiations; ORS 192.660(2) (h), litigation; ORS 192.660(2)( d), labor negotiations; or ORS 192.660(2) (b), personnel issues. Meeting dates. times and discussion items are subject to change. All meetings are conducted in the Beard o/Commissioners' meeting rooms at 1300 NW Wall St .. Bend. unless otherwise indicated. Jfyou have questions regarding a meeting. please call 388-6572. t ! Deschutes County meeting locations are wheelchair accessible. Deschutes County provides reasonable accommodations for persons with disabilities. For deaf. hearing impaired or speech disabled, dial 7-1-1 to access the state transfer relay service for TIY. Please call (541) 388-6571 regarding alternative formats or for further information. c o ~ I Proposal to Deschutes County to support the Venture Catalyst Program (VCM) 2013-2014 Background: The Venture Catalyst Program was created as a result of a grant from SBA and through the efforts of Senator Wyden, community leaders and Economic Development for Central Oregon (EOCO). The program is anchored by the Venture Catalyst Manager (VCM) position which is in the final six months of a three year grant that provides support including salary and overhead expense such as medical coverage, travel, office lease, etc. The position is housed at EDCO (regional office in Bend) and the Manager works closely with EDCO personal in the coordination of events and activities. The Venture Catalyst Program complements the EOCO purpose which is to support traded sector businesses by providing the earliest stage support for traded sector businesses or start-ups with revenues ranging from pre-revenue to approximately $5 million in annual sales. The program includes both tactical and strategic objectives and is seen as the foremost advocate for entrepreneurial activity in Central Oregon. The VCM has three major priorities. The first priority is to provide advisory support to start-up companies. Over the last 12 months the VCM has had 184 coaching meetings with entrepreneurs. Coaching includes evaluating current needs and matching those needs with appropriate human and capital resources. To aid this effort, the VCM uses a database called Stable of Experts comprised of volunteers willing to work pro bono for a specified purpose. These human resources include a broad range oftalents from serial entrepreneurs, to CFO's, to intellectual property experts. In the last year 77 referrals using the Stable of Experts have been executed. Currently, there are 78 experts listed in the Stable of Experts. Companies aided by the VCM generated 52 jobs last year and raised $8.3 million dollars. The second priority is to run EDCO's entrepreneurial assets. In addition to the Stable of Experts the VCM is responsible for Pub Talks and the Bend Venture Conference (BVe). PubTalks are held most months and provide an opportunity for start-up companies to "pitch" an audience of entrepreneurs, investors and service providers. This relaxed venue typically attracts on average of 80 participants. last year 617 attendees attended the 8 PubTalks held in Central Oregon. The Bend Venture Conference is the signature regional event for entrepreneurial activity. The major objectives of this event are to provide education, exposure and networking opportunities for entrepreneurs. The event typically attracts over 300 attendees many of whom come from beyond Central Oregon. 2011 was a banner year for the BVC with a record number of companies, investors, and dollars invested. The BVC has two tracks for companies; a concept stage track for the earliest stage companies and a growth stage award. A record pool of 40 investors last year did the due diligence for this later group and invested $250k in the winning company. The concept stage winner earned a $10k grant from BendBroadBand. In addition, all five of the launch stage finalists received funding since the conference. In addition, Bend has been tentatively identified to host the state wide Angel OlympiCS in 2013. The VCM will playa key role in this opportunity to showcase Central Oregon. The final priority is to evaluate and develop additional, sustainable infrastructure to support the development of start-ups. Through a partnership with the Oregon Entrepreneurs Network (OEN) www.oen.org the VCM has developed strategic recommendations to support entrepreneurial activity for rural Oregon and Central Oregon specifically. The first step of this plan has been implemented through the creation of a Central Oregon accelerator called VentureBox (www.venturebox.org/). VentureBox was created through an infusion of funds from the Oregon Community Foundation, Deschutes County and local business leaders. VentureBox provides a structured 12 week boot camp aSSisted by skilled mentors. The first class of companies graduated in May of this year and attracted over 100 attendees to its investor day. Other planned infrastructure elements include a year round angel fund and a rural seed fund (write ups for these proposals are attached). Please see attached for a full set of tracked metrics and accomplishments. The Proposal: EDCO believes the Venture Catalyst Program and the VCM position has become a key advocate for entrepreneurial activity in Central Oregon and is critical to the long term economic development of the region. EDCO is seeking partners to extend support for the VCM position through 2014. The major purpose of this extension will be to continue to generate support to make this an on-going sustainable position and provide "runway" for the implementation of additional entrepreneurial infrastructure. The annual cost for the VCM position is a base salary of $6Sk and a total cost of $73k with benefits. In addition, the VCM works closely with EDCO staff in the areas of event planning, marketing, outreach, and administrative support. Internal staff time allocated in support of VCM activities is estimated to be $36k making the total cost $109k. EDCO will continue to provide support for rent, phone, internet access and IT support not included in this total (approximately $7k a year). In addition to the Deschutes County, we are in discussions with the City of Bend and the Oregon Community Foundation, Meyer Memorial Trust and other large Oregon-based foundations for financial support. We have also received a commitment from the Bank ofthe Cascades to fund $S7.5k against our funding target. Deschutes County's involvement is important to our funding partners to demonstrate support for the Venture Catalyst Program and VCM. We are requesting that the Deschutes County consider a $20k contribution to the VCM position for the calendar years 2013 and 2014. It is proposed that this funding from the County be allocated from the Forgivable Loan Fund for 2013 and video poker lottery funding (via the standard budgeting process) for 2014. EDCO realizes that no commitments can be for the County's 2013-14 fiscal year, but ifthe county is willing to make an award from the loan fund this year, we are seeking some indication of support for the program in 2014 that we can use today to leverage grant funding from foundations and other sources including the City of Bend. With regards to the Forgivable Loan Fund, EDCO sees an opportunity for Deschutes County to make an investment to help early stage companies without the risk of actually making an award to them. EDCO would assume this collective risk and guarantee at least 20 new jobs per year for each $20,000 provided through its work with a portfolio ofthe most promising early stage companies. EDCO's minimum employment requirement would be 20 jobs but our goal would be three times that amount or 60 jobs by year end. The same reporting and metrics would be tracked by EDCO as for other companies receiving Forgivable Loan Fund awards. In this way, the Venture Catalyst Program would be more of a "mutual fund" vehicle versus an individual company stock vehicle for investing. The request is small relative to the overall fund but returns in new companies and jobs potentially great. EDCO appreciates your consideration and partnership in support of entrepreneurial activities is Bend and Central Oregon. Central Oregon Angel Fund The Oregon Entrepreneurs Network (OEN) has played a critical role as a state-wide advocate of the entrepreneurial ecosystem. In addition to providing coaching and networking events and programs throughout the state OEN has been a strategic player in developing critical support for entrepreneurs. Some of the key assets developed and supported by OEN include regional angel conferences, the Oregon Angel Fund, the Portland Seed Fund and the Portland Angel Network. Building on these accomplishments OEN has recognized that entrepreneurs in rural communities face special challenges that have not been addressed. In 2011 OEN developed board support to create an initiative to strengthen entrepreneurial activity in rural Oregon. This strategic initiative includes recommendations to create regional accelerators, a rural seed fund and year round regional angel funds. The Oregon Community Foundation (OCF) has provided initial funding to help launch boot camps that could become on-going accelerators. This is what has already happened in Central Oregon where with the help of OEN, OCF, Economic Development of Central Oregon (EDCO), the Tech Alliance, Deschutes County and private individuals that the first such accelerator has been created-it is called VentureBox. A key construct for the OEN rural entrepreneurial initiative is that start-ups have different needs depending on where they are in their life cycle. Earliest stage companies need the strong learning structure and mentoring of an accelerator and early stage seed funds but need only relatively smaller amounts of capital. Later stage companies benefit from the larger investments made by angel funds and when appropriate later stage venture funds. A key element of the OEN rural initiative is the creation of year-round regional angel funds that would provide later stage growth capital for start-ups. This proposal is based on the Portland based Oregon Angel Fund or OAF. OAF was started to migrate angel investors from the annual conference format (called Angel Oregon in Portland) to a year round angel fund. OAF attracts relatively small amount of pooled capital by individual investors or "angels" who then do the due diligence and select what companies they seek to invest in. Each fund lasts a year for its investment horizon. Investors are abetted in this process by a small team of professional managers who help to train and advise the investors. The fund has proven to be very successful in its first 5 years. Key metrics through 2011 include the following: 22 Oregon companies have received investment, $14 million invested by OAF angels, $5.5 million from public or non-profit OAF matching dollars for a total of over $19 million invested, $78 million in non-OAF follow on investments, zero failures, 3 successful exits, 516 jobs created. In 2012 some 90 angel investors are involved with OAF. OEN and EDCO seek to create a similar fund for Central Oregon. As mentioned, the proposal is modeled on OAF with several changes to account for the smaller population of the rural environment of Central Oregon. First, we would expect the fund to be smaller, $1 to $2 million with perhaps 30 investors. The support staff would also be smaller, probably one or two part time professionals. Third, the fund would be a multiyear fund, lasting from 2-3 years. Finally, the fund would be directly linked to the Bend Venture Conference in that it would commit to partiCipate in the LLC investment group. To create the fund OENjEDCO are seeking either public, non-profit or private sector entities that are willing to be a lead investor whose investment would be used to leverage additional investment. In addition, we are seeking capacity building funds to help subsidize the professional management position for the first three years of the fund. Such dollars would be used to help to defray salary and other overhead expenses and total $200k for the aforementioned 3 year period. Oregon Rural Seed Fund The Oregon Entrepreneurs Network (DEN) has played a critical role as a state-wide advocate of the entrepreneurial ecosystem. In addition to providing coaching and networking events and programs throughout the state DEN has been a strategic player in developing critical support for entrepreneurs. Some of the key assets developed and supported by DEN include regional angel conferences, the Oregon Angel Fund, the Portland Seed Fund and the Portland Angel Network. Building on these accomplishments DEN has recognized that entrepreneurs in rural communities face special challenges that have not been addressed. In 2011 DEN developed board support to create an initiative to strengthen entrepreneurial activity in rural Oregon. This strategic initiative includes recommendations to create regional accelerators, a rural seed fund and year round regional angel funds. The Oregon Community Foundation (OCF) has provided initial funding to help launch boot camps that could become on-going accelerators. This is what has already happened in Central Oregon where with the help of DEN, OCF, Economic Development of Central Oregon (EDCO), the Tech Alliance, Deschutes County and private individuals that the first such accelerator has been created-it is called VentureBox. A key construct for the DEN rural entrepreneurial initiative is that start-ups have different needs depending on where they are in their life cycle. Earliest stage companies need the strong learning structure and mentoring of an accelerator but need only relatively smaller amounts of capital. Later stage companies benefit from the larger investments made by angel funds and when appropriate later stage venture funds. Bridging the gap between the earliest stage (friends and family, accelerators) and later stage capital (angel funds, later stage venture funds) are seed venture funds. Such seed funds are professionally managed and provide linkages to other sources of capital both in state and significantly out of state. DEN and partners such as EDCO are proposing the development of a seed fund that would be focused on rural Oregon. The fund would be modeled on best practices including from such recent additions as the Portland Seed Fund (PSF). Entities like the PSF provide small amounts of investment in a structured environment with mentoring and specific milestone metrics which if achieved lead to follow-on investment. The manager would have strong links to Oregon's angel community, regional accelerators (like VentureBox), and to later stage venture funds both within and outside of Oregon. The majority of dollars (90%) invested would be dedicated to rural Oregon. It is anticipated that the fund would be headquartered in Bend which has an already developed strong entrepreneurial environment but would serve all of rural Oregon. It is anticipated that the size of the fund would be small ($2-3million) and investments would range from $50k to $500k. The size of the fund recognizes the correlation between the size of the investments such companies need and the number of companies that such a fund could mentor adequately. To create the fund OEN/EDCO are seeking either public, non-profit or private sector entities that are willing to be a lead investor whose investment would be used to leverage additional investment. In addition, we are seeking capacity building funds to help subsidize the professional management position for the first three years of the fund. Such dollars would be used to help to defray salary and other overhead expenses and total $300k for the aforementioned period. EDCO METRICS MATRIX -FY2011-U A-S-O O-N-D J-F-M A-M-J IB~C .Ki~k ott E~ent Attendence NA I NA I NA NA 63 63 IUp from 57 anendees in 2011 I~t'~-:-.. ~-(.--..::--...",:_~",t'-.~~~ .v .-~~~-I ~ ICompanies I Co~~hin%_of Entrepre~eurs/Earl~ Stag_e Compa~es 120 82 36 37 29 184 110 companies of month 1-----------: -:-.-.----. --~F---_ 115 a quarter 1 .._.. '___ I 1Calculate Annually (not all companies contacted yet) ~~ New Gpnil Investments (from EDW events, contacts) 8.3 Million Calculate Annually (not all companies contacted yet) Strategic Progress: Qtrl Held first Upstart Day for Concept Stage Companies Completed first series of Angel Workshops for investors Initiated first investor driven due diligence process for BVC Received 47 company applications for BVC vs. 25 year previous Completed concept paper for entrepreneurial support in rural Oregon Developed specific plan for Central Oregon Accelerator STOP LOSS PROPOSAL FOR !.IfE Ir-;SURA"iCEDeschutes County COMl'~'NY Sales Representative: Heidi Whoolery Effective Date: 08/0112012 Broker: EBMS Through Date: 07/3112013 TPA: EBMS Provider Network(s): First Choice Health Utilization Review Vendor(s): EBMS Specific: (Check one) Lives • Option 1 ~Option 2 • Option 3 • Option 4 Specific Deductible (per Covered IndivIdual) $225.000 $400.000 Policy Year Max with Unlimited Lifetime Max Covered Benefits M!~·~5C~~':~;RiCaJd M!~·:OC:·· Specific Premium Single Rate 206 Family Rate 816 Total Lives 1,022 Estimated Contract Specific Premium Contract Aggregating Specific Loss Fund Total Estimated Contract Basis Run-In Limitation Composite Rate 1.022 Estimated Contract Aggregate Premium 1,022 Commission Total Combined Estimated Contract Premium $550,413 $377,009 $295,931 $222,748 Note: This proposal is not complete unless accompanied by the proposal notes, the basis of offer and the exclusions noted on the following pages. Individual Special Requirements: / , "" JI10erwnief MAC (July 19. 20 12) 10168328267-2012-209287·3-3 Page 1 of 6 STOP LOSS PROPOSAL FOR UfE IN5UR,V'K[Deschutes County CUMI W "Y PROPOSAL NOTES (For Option 1 • 4) • The rates and factors in this proposal are firm . You have until 7/28/2012 to provide a signed proposal. binder check (if applicable) and signed application. • The specific rates in this proposal are based on an aggregating specific arrangement. • This proposal includes Advanced Specific Funding. • The rates and factors in this proposal are based on the disclosure of all individuals considered a special enrollee due to having previously satisfied the plan's lifetime maximum. Written acceptance by HM must be acknowledged before terms of coverage for such individuals are included under HM's stop loss policy. PROPOSAL ACCEPTANCE Please acknowledge acceptance of the terms in this proposal by returning this proposal no later than 7/28/2012. Please also indicate which option is chosen and whether Aggregate is to be included, by checking the appropriate boxes on the previous page. Failure to remit the signed agreement with" Ih' sa~~will ".,11 io ~p"'<d '''9'.:'.'im dOdos"" i,"d claims) b,i09 ~"i""lor co, '''''w. . . S~",I"" ?L;;>-,k r~ (" fw ?>--(.".,,?AI.",. -sf.r.,(nTille M Accepted on the '2 , f{,. day 01 4 '2fj,-'.I--=='-"---_. Stop Lo ss cov e rage is u nde r-wit te n by HM Life Insurance Co mpany, Pittsbu rg h, PA , un der po li cy form HL 6 0 I (90 5) Of si n1i1a r; in ce rt ain s tates th e requested co v erage m' y not be availab le, A s included herei n , "HM IG" refe rs to t he Stop Loss carrie r. Underwrite r: MAC (J uly 19, 2012) 10168328267 ·2 012·2 0928 7·3-3 Pag e 2 of 6 Deschutes County 2012 _____-+_..:.-.;.;--..:.-..:.-.;;;;-..:.-....;-....;-:....:-....:;-:..;.--:..;.--~iThis spreadsheet represents the specific premiums and aggregate •factors on a composite basis for illustrative purposes only. These composite figures presented herein are based on the enrollment figures shown at the left of this page. These.figures may vary slightly from ALL CALCULATIONS BASED ON: actual enrollment and therefore the composites also may vary slightly. Single $ 206 These composite figures are based on the two tier premiums quoted by Family $ 816 _:--.::-II ·_.....1 1_~~~_~!!~~!~_~~2_E.!ease contact EBMS for these premiums.ITotal $ 1,022 I Monthly Fixed Annual Stop Savings over Claim Basis Specific Aggregate Cost Loss expense Variance % current year Current------------------------------------------------------------------------------------- Optum 225000/100000 36/12 $26.59 $2.85 $30,087.68 $ 361,052 .16 Renewal$ Optum Med 1 Rx A99 Med 1 Rx HM 1 Med 1 Rx HMQ2 Med 1 Rx **300000/100000 300000/225000 500000/100000 225000/100,000 300000/100 ,000 300000/100,000 400000/50,000 500000/50,000 225000/100,000 300000/100,000 400000/50,000 500000/50,000 48/12 48/12 24/12 24/12 24/12 24/12 24/12 24/12 24/12 24/12 24/12 24/12 $29 .25 $29.25 $9.70 $41 .56 $27.22 $27 .22 $20.36 $14.20 $42.97 $28.57 $21 .76 $15.60 $2 .85 $2.85 $2.39 $3.32 $3.52 $3 .77 $3.96 $3.32 $3.52 $3.77 $3.96 $32,806.20 $32,806 .20 $12,355.98 $45,867.36 $31,416 .28 $27,818.84 $24,660 .86 $18,559.52 $47,308.38 $32,795.98 $26,091.66 $19,990.32 $ $ $ $ $ $ $ $ $ $ $ $ 393,674.40 393,674.40 148,271 .76 550,408.32 376,995.36 333,826 .08 295,930.32 222,714.24 567,700.56 393,551.76 313,099.92 239,883.84 8.29% 8.29% -143.51% 34.40% 4.23% -8 .16% -22.01% -62.11% 36.40% 8.26% -15.32% -50.51% 27,226.08 Quote Contingencies: IISI -$4 million minus Spec deductible annual max; OMIP is included; **LASER**XXXXXX on 12112 basis ~ HM 01 -$2 million minus Spec ded annual max; includes Advanced Spec Funding; OMIP is included; includes retirees up to 65 -FIRM HM 02 -$4 million minus Spec ded annual max; includes Advanced Spec Funding; OMIP is included, includes retirees up to 65 -FIRM Optum -$2 million minus Spec ded annual max; includes IRO; **LASER** XXXXXX $475,000, spec ded-step down ded does not apply, OMIP not included because the County will pay OMIP directly to the state -carrier is not involved -FIRM -option to remove Rx on quote; Optum clarification -**300,000/100,000 has $475,000 LASER on XXXXX; 300,000/225,000 laser does not apply, spec step down deductible does not apply to XXXXXX for either Optum renewal quote Sun Life -$2 million minus Spec ded annual max; includes IRO & separate charge for OMIP; **LASER**XXXXXX 12/12 basis $650,000; requesting $4 mil max & no OMIP EBMS Re -declined Zurich -declined HCC -declined Symetra -declined 7/25/2012 S TOP LOSS PRO POSAL FOR LI FE INSUR,\NU Deschutes County COMP,', initials: ___ date: ____ BA SIS OF OFFER Assumptions o Aggregate coverage is only available when purchased with Specific coverage . o Th is proposal is subject to revision if there is a change in effective or renewal dates , or a change in the plan of benefits . o This proposal is based on the utilization of the Provider Network(s) and the Utilization Review Vendor(s) listed on this proposal. o This proposal assumes a minimum participation level of 75% applies for all eligible enrollees under a contributory plan, and 100% under a non contributory plan . o This proposal assumes the plan of benefits includes a pre-certification, utilization review and large case management program with a benefit penalty for non-compliance . o This proposal is based on a description of the employee benefit plan(s) provided and approved by HMIG, employee and dependent census data, plus any other information relevant to the underwriting risk. If any of the information was incorrect or changes the risk involved, the rates and factors will be modified , and the specific and aggregate claims will be adjusted accordingly . o The bad debt and charity surcharge portion of the New York Reform Act will be applicable under the stop loss if services are rendered in New York State. Other surcharges , pool charges and/or covered lives assessments will not be covered under the stop loss . o All standard Policy provisions apply . Certain exclusions, limitations and laws of the state where the Policy is issued may apply . See 'Exclusions' for deta ils . o Only retirees under age 65 are included in the stop loss coverage. o This proposal will expire 7/2812012 . o Human Organ Transplant benefits are payable in accordance with the underlying plan and subject to the individual lifetime ma ximum . o Lifetime Maximum Specific Benefit will follow the underlying plan up to the proposed maximums offered within this proposal. o Expenses arising out of any treatment for mental or nervous disorders will follow the underlying plan. o Expenses arising out of any treatment for drug or substance abuse or alcoholism will follow the underlying plan . o The Agent is properly licensed and appointed by HMIG. o The initial rates are guaranteed for the proposed policy period unless otherwise noted . o There are not more than 5% COBRA participants. Qualifications o Completed Disclosure Form , Application, first month 's premium check, final census, and any other required information as stated under the Assumptions or Individual Special Requirements, must be received within 30 days prior to, but no later than 15 days following the proposed effective date . Information contained on the Disclosure Form should be current up to the date of signature , and be completed in its entirety. Failure to do so will result in approval being denied or delayed until a later effective date. o Should the number of employees, either in total and/or by single/family mix , change by 10% or more, the premium rates are subject to change . o A signed and dated Plan Document is required within 60 days of the proposed effective date. If the descriptions of the benefits or plan provisions differ from what was initially utilized to underwrite the risk, the premium rates and aggregate retention factors may be subject to re-rating, retro active to the effective date. o HIPAA Privacy rules permit the release of Protected Health Information (PHI) for the purpose of evaluating and accepting risk associated with the Plan Sponsor as part of 'Health care operations' . HMIG will use this information solely for the purpose of evaluating and accepting the risk and will not disclose any PHI collected except to perform this risk evaluation . Unde rwri te r: MAC (July 19. 2012) 101683 826 -2012 -209287-3-3 Page 5 of 6 STOP LOSS PROPOSAL FOR Deschutes County Sales Representative: He idi Whoolery Effective Date: 08101/2012 Broker : EBMS Through Date : 07/31/2013 TPA : EBMS Provider Network(s): First Choice Heal th Utilization Review Vendor(s): EBMS Specific: (Check one) Lives • Option 1 • Option 2 • Option 3 • Option 4 Specific Deductible (per Covered Individual) $225,000 $300,000 $400,000 $500,000 Policy Year Max with Unlimited Lifetime Max $1,775,000 $1,700,000 $1 ,600 ,000 $1,500,000 Covered Benefits Med, Rx Card Med, Rx Card Med, RxCard Med, Rx Card Specific Premium Single Rate 206 $18.31 $11 .46 $8.16 $5.42 Family Rate 816 $47.43 $31 .20 $23.44 $16.42 Total Lives 1,022 Estimated Contract Specific Premium $509 ,697 $333,840 $249 ,696 $174,183 Contract Aggregating Specific Loss Fund $100,000 $100,000 $50 ,000 $50 ,000 Total Estimated Specific Liability $609 ,697 $433,840 $299.696 $224.183 Contract Basis 24112 24/12 24/12 24112 Commission 0.00% 0.00% 0.00% 0.00% Aggregate (Include? • Yes • No) Covered Benefits Policy Year Maximum Med, Rx Card $1,000 ,000 Med, Rx Card $1,000,000 Med, Rx Card $1,000,000 Med , Rx Card $1 ,000,000 Aggregate Factors Single Medical , Rx Factor Family Med ical , Rx Factor 206 816 $687.07 $1,648.97 $697 .38 $1,673.70 $704 .93 $1,691.84 $709.06 $1,701.74 Estimated Contract Attachment Point 1,022 $17,845 ,151 $17 ,845,151 $18,112,794 $18,112,794 $18,309,084 $18 ,309 ,084 $18,416,234 Contract Minimum Attachment Point (100 Aggregate Corridor %) 125% 125% 125% $18,416 ,234 125% Contract Basis 24112 24/12 24112 24112 Run-In Limitation $2,855,224 $2,898 ,047 $2,929.453 $2,946,598 Aggregate Premium Composite Rate Estimated Contract Aggregate Premium Commission 1,022 $3.32 1,022 $40,716 0.00% $3 .52 $43,169 0.00% $3.77 $46,235 0.00% $3.96 $48,565 0.00% Total Combined Estimated Contract Premium $550,413 $377,009 $295.931 $222.748 Note : This proposal is not complete unless accompanied by the proposal notes, the basis of offer and the exclusions noted on the following pages. Individual Special Requirements: UnderNnter MAC (July 19 2012) 101683282672012-209287-3-3 Page 1 of 6 STO P LO SS PR O PO SAL FOR Deschutes County PROPOSAL NOTES (For Opti on 1 "4) • The rates and factors in this proposal are firm. You have until 7128/2012 to provide a signed proposa l, binder check (if applicable) and signed application . • The specific rates in this proposal are based on an aggregating specific arrangement. • This proposal includes Advanced Specific Funding. • The rates and factors in this proposal are based on the disclosure of all individuals considered a special enrollee due to having previously satisfied the plan's lifetime maximum . Written acceptance by HM must be acknowledged before terms of coverage for such individuals are included under HM's stop loss pol icy . PROPOSAL ACCEPTANCE Please acknowledge acceptance of the terms in this proposal by returning this proposal no later than 7/28/2012. Please also indicate which option is chosen and whether Aggregate is to be included , by checking the appropr iate boxes on the previous page . Failure to remit the signed agreement within the same period will result in updated large claim disclosure (and claims) being required for our review. Signature : _______________ Title : _______________ Accepted on the _____day of ____, 20____ Stop Loss coverage IS underwritten by HM life Insurance Company, Pittsburgh , PA . under policy form H L 60 1 (905) or similar; in certai n stales the requested coverage may not be available .A.s Included herein. "HMIG" refers to the SLOp Los camel'. Undervmter IIoIAC (July 19 . 2012) 10168328267 -2012-209287-3-3 Page 2 of6 STOP LOSS PRO POSAL FO R Deschutes County Sales Representative : Broker: TPA : Heidi Whoolery Effective Date: 0810112012 EBMS Through Date: 07131/2013 EBMS Provider Network(s): Firs t Choice Health Utilization Review Vendor(s): EBMS Specific: (Check one) Lives • Optio n 5 • Option 6 • Option 7 • Option 8 Specific Deductible (per Covered Individual) $225 ,000 $300 ,000 $400,000 $500,000 Policy Year Max with Unl imited Lifetime Max $3,775,000 $3,700,000 $3,600,000 $3,500 ,000 Covered Benefits Med, Rx Card Med, Rx Card Med, Rx Card Med, Rx Card Spec ific Premium Single Rate 206 $18.84 $11 .96 $8 .68 $5.95 i Family Rate 816 $49 .06 $32.76 $25 .06 $18.04 Total Lives 1,022 Estimated Conlract Specific Premium $526 ,968 $350,351 $266,844 $191,356 Contract Aggregating Specific Loss Fund $100,000 $100 ,000 $50,000 $50 ,000 Total Estimated Specific Liability $626,968 $450,351 $316,844 $241,356 Contract Basis 24112 24112 24112 24112 Commission 0.00% 0.00% 0.00% 0.00% Aggregate: (In cl ude? • Yes • No) Covered Benefits Med, Rx Card Med, Rx Card Med, Rx Card Med, Rx Card Policy Year Maximum $1 ,000,000 $1,000,000 $1,000,000 $1,000 ,000 Aggregate Factors Single Medical , Rx Factor 206 $687 .07 $697 .38 $704.93 $709 .06 Family Medical, Rx Factor 816 $1 ,648 .97 $1,673.70 $1 ,691.84 $1,701.74 Est imated Contract Attachment Point 1,022 $17,845,151 $17,845,151 $18 ,112,794 $18,112,794 $18,309 ,084 $18,309,084 $18,416,234 Contract Minimum Attachment Point (100% Aggregate Corridor ) 125% 125% 125% $18,416,234 125% Contract Bas is 24/12 24/12 24/12 24/12 Run-In Limitation $2.855 ,224 $2,898,047 $2 ,929,453 $2 ,946,598 Aggregate Premium Composite Rate Es timated Contract Aggregate Prem ium Commiss ion 1,022 $3.32 1,022 $40,716 0.00% $3.52 $43,169 0.00% $3.77 $46,235 0.00% $3 .96 $48,565 0.00% Total Combined Estimated Contract Premium $567,684 $393,520 $313 ,080 $239,922 Note: This proposal is not complete unless accompanied by the proposal notes, the basis of offer and the exclusions noted on the following pages . Individual Special Requirements: Underwnter MAC (July 19 2012) 1016832826 -2012 -2 09287-3-3 Page 30f6 STOP LOSS PRO POSAL FOR Deschutes County PROPOSAL NOTES (For Option 5 . 8) • The rates and factors in this proposal are firm. You have until 7/28/2012 to provide a signed proposal, binder check (if applicable) and signed application. • The specific rates in this proposal are based on an aggregating specific arrangement. • This proposal includes Advanced Specific Funding. • The rates and factors in this proposal are based on the disclosure of all individuals considered a special enrollee due to having previously satisfied the plan's lifetime maximum. Written acceptance by HM must be acknowledged before terms of coverage for such individuals are included under HM's stop loss policy . PROPOSAL ACCEPTANCE Please acknowledge acceptance of the terms in this proposal by returning this proposal no later than 7/2812012. Please also indicate which option is chosen and whether Aggregate is to be included, by checking the appropriate boxes on the previous page. Failure to remit the signed agreement within the same period will result in updated large claim disclosure (and claims) being required for our review . Signature: _______________ Title: _______________ Accepted on the _____day of ____, 20,____ Stop Loss cove rage is underwritten by HtvI Li fe Insurance Compa ny , Pittsburgh. PA. u nder policy fo rm HL 60 I (905) or si milar' H1 ce rtain states the reques ted co erage may 110 t b e ava ilab l As included herein "HMI G ' re fe rs to the Sto p Loss ca rrier . Underwriter-MAC \Ju ly 19 20 12) 10168328267-2012-209287-3-3 Page 4 of 6 STOP LOSS PROPOSAL FOR Deschutes County initials : ___ date: ____ BASI S OF OFFER Assumptions o Aggregate coverage is only available when purchased with Specific coverage . o This proposal is subject to revision if there is a change in effective or renewal dates , or a change in the plan of benefits . o This proposal is based on the utilization of the Provider Network(s) and the Utilization Review Vendor(s) listed on this proposal. o This proposal assumes a minimum participation level of 75% applies for all eligible enrollees under a contributory plan, and 100% under a non contributory plan. o This proposal assumes the plan of benefits includes a pre-certification, utilization review and large case management program wilh a benefit penalty for non-compliance. o This proposal is based on a description of the employee benefit plan(s) provided and approved by HMIG, employee and dependent census data , plus any other information relevant to the underwriting risk. If any of the information was incorrect or changes the risk involved , the rates and factors will be modified, and the specific and aggregate claims will be adjusted accordingly . o The bad debt and charity surcharge portion of the New York Reform Act will be appl icable under the stop loss if serv ices are rendered in New York State . Other surcharges, pool charges and/or covered lives assessments will not be covered under the stop loss . o All standard Policy provisions apply . Certain exclusions , limitations and laws of the state where the Policy is issued may apply. See 'Exclusions' for details. o Only retirees under age 65 are included in the stop loss coverage. o This proposal will expire 7/2812012. o Human Organ Transplant benefits are payable in accordance with the underlying plan and subject to the individual lifetime maximum. o Lifetime Maximum Specific Benefit will follow the underlying plan up to the proposed maximums offered within this proposal. o Expenses arising out of any treatment for mental or nervous disorders will follow the underlying plan . o Expenses arising out of any treatment for drug or substance abuse or alcoholism will follow the underlying plan . o The Agent is properly licensed and appointed by HMIG. o The initial rates are guaranteed for the proposed policy period unless otherwise noted . o There are not more than 5% COBRA participants. Qualifications o Completed Disclosure Form, Application , first month's premium check, final census , and any other required information as stated under the Assumptions or Individual Special Requirements, must be received within 30 days prior to, but no later than 15 days following the proposed effective date . Information contained on the Disclosure Form should be current up to the date of signature, and be completed in its entirety . Failure to do so will result in approval being denied or delayed until a later effective date . o Should the number of employees , either in total and/or by single/family mix, change by 10% or more, the premium rates are subject to change. o A signed and dated Plan Document is required within 60 days of the proposed effective date. If the descriptions of the benefits or plan provisions differ from what was initially utilized to underwrite the risk, the premium rates and aggregate retention factors may be subject to re-rating, retro active to the effective date. o HIPAA Privacy rules permit the release of Protected Health Information (PHI) for the purpose of evaluating and accepting risk associated with the Plan Sponsor as part of 'Health care operations' . HMIG will use this information solely for the purpose of evaluating and accepting the risk and will not disclose any PHI collected except to perform this risk evaluation . Underwnter MAC (July 19 . 20 '12) 10168328207 -2012-209287 -3-3 Page 5 of f::j STOP LOS S P RO PO SAL FOR Deschutes County initials: ___ date: ____ EXCLUSIONS o Any amount incurred I paid: (1) when the underlying medical plan is not in effect; by a person who is not a plan participant ; (2) not specifically covered by the underlying medical plan ; or (3) by any plan that has not been identified as included; or (4) that the policyholder is not required to pay in accordance with the terms of the underlying medical plan. o Caused or contributed to by war or an act of war unless a person is required to be in a location where a war or act of war has or may occur as a condition of employment. o For any injury or illness which is eligible for coverage under a workers' compensation or occupational disease policy or agreement, whether or not such policy or agreement is actually in force and whether or not such benefits are received (subject to applicable laws). o Caused or contributed to by a person committing or attempting to commit an assault or felony, participating in an illegal occupation, or actively participating in a violent disorder or riot (does not include being at the scene of a violent disorder or riot while performing his or her official duties). o Treatment received in person , by mail or otherwise outside the U,S. if the purpose of such travel or communication is to obtain treatment. o Expense incurred prior to the initial incurred date, or the date another affiliate I class of employees is acquired or established . o Any known medical conditions not accurately Disclosed prior to the effective date, the date another affiliate is acquired, another class of employees established, the date of renewal, or upon request the date a person becomes el igible for benefits through the underlying medical plan . o For drugs, procedures, services, supplies or treatmenls which are considered experimental or investigational, or which are not medically necessary and appropriate . o For any expenses for benefits payable by another medical plan , which when combined with the benefits payable through the underlying medical plan would cause the total benefits payable to exceed 100% of the person's actual expenses. o Amounts paid for administrative costs, including but not limited to, administrative costs for claim payments, networks, case management fees, in excess of the usual and customary charge, PPO access fees and Prescription Drug administration fees. o For a person's out-of-pocket expense(s), or any amount incurred by a person for the cost of drugs , procedures, serv ices, supplies or treatment in excess of any reimbursement negotiated with, scheduled to be paid or due a provider or facility . o Amounts over fee , reimbursement percentage or other form of payment negotiated with a provider or facility as total reimbursement to the provider or facility . o Excluded claim expenses. o Capitation fees. o For the expense of litigation, extra contractual damages, compensatory damages, or punitive damages. o Lost provider discounts due to untimely payment of claims . Underwnte r lAC (July 19, 2012 ) 10168328267-2012-209287-3-3 Page 6 of6 Request from La Pine Parks and Recreation Department I Rosland par/· ::;::::{ \ \ Ii r I I II Legend • County Park ,--? ~) Local Wetland Inventory Map • La Pine Parks...an9 Recc~mJ on De..QartJent III iii ...., ~ F=l E ~ ""II o County-owfed Land to be Considere for Park r-I t 1:10,000 I Abi Iitree Abilitree Fact Sheet for letters of Support Mission Empowering people with disabilities to grow their independence, work productivity and full inclusion in community life. www.abilitree.org www.codsn.org Brief History • Founded in 1981 as All Outdoors, Inc. to provide adults with disabilities access and experiences with outdoor recreation activities. • In 1988 re-named to Central Oregon Resources for Independent Living (CORll) to broaden and focus services to people with disabilities in these core areas; information and referral, skills training, peer counseling and advocacy through a State grant. • In 1993, a similar Federal grant doubled this support and allowed us to expand services to all three Central Oregon counties. This State and Federal funding continues to be stable due to evidence based outcomes and reducing public subsidies. • In 1996 we expanded to serve adults with developmental disabilities and created a life skills and work training center in 2004 to accommodate the tremendous demand for these services. • In 2011 we rebranded to Abilitree, Growing Abilities for Independence, to more accurately reflect the growing reach of our mission and the people we serve. • In 2011 we partnered with the Oregon Community Foundation and established the Abilitree Endowment Fund to support our long-term sustainability and future needs. • In 2012 the Board of Abilitree and the Central Oregon Disability Support Network (CODSN) agreed to combine to one organization, effective January, 2013 under the Abilitree 501 C (3) to now serve people with disabilities from birth to senior adulthood. Service Components Systems and Personal Advocacy, Benefits Coordination, Work Incentives Coordination, Supports for Community Living, Independent Living Skills Training Programs, Peer Counseling and Support Groups, Information and Referral, Life Skills Training, Work Training and Community Job Placement, Outsourcing Employment Support for local Businesses, Job Development and Coaching, School Outreach Program, Training and Support for Families Having Children with Disabilities, Community Workshops, Assistive Technology Supports, Vocational Skills Training. (OVER)