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DESCHUTES COUNTY/CITY OF BEND
Business Development Forgivable Loan Fund
-APPLICATION-
The Deschutes County Business Development Forgivable Loan Fund and City of Bend Business
Development Forgivable Loan Fund disburse moneys for the purpose of increasing employment
and capital investment with each respective jurisdiction. The Fund has been established to offset
the costs of business relocation to and within Deschutes County, including moving of equipment,
purchase or construction or construction of facilities, and site improvements such as extension of
public services and utilities. EDCO has been designated by Deschutes County and the City of
Bend as the administrator of this fund. The magnitude of funding is dependent on Job creation
(typically $1,000-$2,000 per job).
This application may be considered a public record and thus be made available for inspection by
the public upon request. Under Oregon public records law, certain trade secrets and proprietary
financial information may be withheld from disclosure. If the applicant wishes for such
information to be withheld from disclosure, please submit a separate letter containing that
request. EDCO, Deschutes County and the city of Bend agree to withhold such information from
disclosure to the extent permitted by law.
Key Requirements Are:
Grantees must create at least five (5) new primary, permanent family wage jobs and shall
retain those jobs for at least one year.
Optional: Documented capital expenditures will increase strength of application. Grantees are
urged to document the investment of taxable investments (new equipment, building
improvements) to demonstrate expansion and growth commitment. Please provide a quarterly
capital investment projection.
Responses to the questions below need not be limited to the space provided, but
please keep total application materials to no more than 12 pages.
Number of Employees: 5
Company Request:
$10,000 – five primary jobs
$40,000– 20 secondary jobs (COBA membership company job creation)
TOTAL = $50,000
BEDAB Recommendation: $10,000 (Five primary jobs only)
Proposed Job Creation by end of Q2 2013: 25 new employees (five at COBA, 20 at member
companies)
Average Pay for New Employees (all positions, excluding commissions): $36,000
Capital Investment: $25,000
Industry: Construction-Manufacturing-Technology
Website: www.coba.org
Section I
Date: 4/28/11
Company Name: COBA-Central Oregon Builders Association
Location (City/County): Bend/Deschutes County
Business Type: Private Non-profit Trade Association
Industry Type: Construction-Manufacturing-Technology
No. of Employees: Current: 5 expected new: 5
Association members Employment: Current: 247 expected new: 25
HQ Address: 61396 S. Hwy 97, Suite 203 Bend, OR. 97702
State & Federal Taxpayer ID: State # 285312-0 Federal: 93-0763605
Company Contact: Tim Knopp
Title: Executive Vice President
Phone: 541-389-1058
Email: timk@coba.org
Parent Company: Central Oregon Builders Association, Inc.
Website: www.coba.org
Section II-Company Profile
1. Please provide a brief overview of your business.
Chartered in 1972, the Central Oregon Builders Association (COBA) is a 501(c6) not‐for‐profit
organization founded to serve its member companies in Deschutes, Crook, Grant, Gilliam,
Harney, Hood River, Jefferson, Malheur, Sherman, Wasco & Wheeler counties. Our
membership is over 600 companies strong.
COBA’s mission is to represent the building industry before government and the community, to
promote high ethical standards within the building industry, to provide service to its
membership and to defend the opportunities of home ownership for all.
COBA is a trade association serving local construction manufacturers, material suppliers and the
businesses that support them. Builders and contractors, are, in the most basic sense, local
manufacturers. They manufacture products, homes and commercial buildings, with materials
provided by numerous suppliers. Due to the labor intensive nature of construction
manufacturing, jobs are created or lost quickly depending on the economic cycle.
Central Oregon’s labor force and its economic future remains tied to construction
manufacturing. It’s important for Deschutes County to diversify the job base. However, ignoring
a key sector that will lead our economic recovery is done at our own peril. Construction has
had, and will continue to have, a significant impact in both labor and capital on our region’s
economic health.
COBA is leading the way in innovative and energy efficient construction, by training the
construction manufacturing industry to go above and beyond code to meet best practices. We
are the region’s leading authority and driving force behind the promotion, protection and
improvement of the construction manufacturing industry.
Section III-Project Activities
1. Please outline the proposed activities for these funds. How will access to the Business
Development Forgivable Loan Fund support your strategic objectives, while increasing your
employment and investment in the Central Oregon Region? Explain why public funding is
necessary for the success of this expansion or relocation. Please be specific. How will these
funds help your company grow and add jobs?
COBA, a proven and trusted non‐profit provider of services to the central Oregon construction
manufacturing industry, will expand by having construction Invitation To Bid (ITB) software
designed by a local company for use both here and nationwide.
Central Oregon along with many other mid‐sized markets with 250,000 population or less, are
technologically behind metro areas in capability and efficiency during the project bid process.
This leads to more costly and less successful bids. The mid‐sized market currently lacks efficient
and cost effective ITB software & full bid services for both residential and commercial
contractors/manufacturers.
Through the full service online ITB software contractors, manufacturers, suppliers, architects,
trades and the general public will be able to use a menu of services including electronically
receive notice of projects that are up for bid, host their plans, bid on plans, invite trades and
suppliers to bid on plans and reproduce those plans when necessary.
This will allow local construction manufacturing companies through the online ITB software to
efficiently and cost effectively bid projects outside the area creating traded sector capital and
employment in Deschutes County. This will save money and resources while “greening” the bid
process.
Just our region alone currently has thousands of licensed contractors. Each year hundreds of
millions of dollars in projects are bid locally and in today’s economy the bidding is more
competitive than ever. More out‐of‐area and out‐of‐state contractors are successfully bidding
on local projects. The online ITB software will give local contractors the technology to be
competitive and help level the playing field creating the opportunity for more successful bids by
local contractors/manufacturers. It will also increase their ability to successfully bid projects
outside our region if they choose to.
Public funding is necessary for the success of this project to help us to create more employment
in construction manufacturing. The project will help bring traded sector revenue and tax dollars
into Deschutes County in a shorter timeframe by allowing access to public financing.
Accessing the Business Development Forgivable Loan Fund supports our strategic objectives,
while increasing our employment and investment in the Central Oregon Region in the following
ways;
It helps us expand now, creating traded sector jobs and revenue in Deschutes County, as
opposed to waiting for access to barely existent capital or limiting our expansion due to more
expensive capital in the private sector.
It allows us to use other available capital for expenses related to relocating to a larger space
where we can more efficiently serve our customers.
It will allow us to purchase and upgrade the equipment needed to help successfully market the
ITB software locally and nationwide.
It allows us to provide education and training locally to the contractor manufacturing
community to move their bidding to online ITB solutions saving them time and money.
Section IV-Grant Terms and Conditions
1. Total Employment
Grantees must create at least 5 new primary, family wage jobs (at $35,090 per year) and shall
have retained those jobs for at least one year. Please provide quarterly projection of expected job
creation, including titles and or descriptions. Also indicate expected average wages for all: A)
new jobs to be created and B) for total company employment (i.e. sum of all wages divided by
total employees, new and existing).
We project COBA member companies participating in the IBT solution will create a minimum of
25 family wage jobs (including 5 with COBA and 20 with our member companies) through
increased success in the bidding process. We believe it’s appropriate to aggregate the COBA ITB
job creation due to the fact that we are a member owned non‐profit.
COBA Quarterly Projection of Jobs Created
1 Q 2Q 3Q 4Q Total
2011 2 3 5
2012 4 5 5 3 17
2013 2 1 3
2014 Hold for minimum of one year
25
Jobs created will all be over $35,300 in annual salary.
2. Capital Investment (Optional)
Although not required, capital investment plans are a helpful indicator of future plans and
viability of expansion or relocation. Grantees are asked to document the investment of taxable
investments (equipment, new construction). Please provide a quarterly capital investment
projection.
COBA plans capital expansion in the following ways; COBA will invest in new equipment
including computers, monitors, printers and scanners.
In addition we will relocate to larger space investing nearly 60% more than we currently spend
on facility space. The space will be used for training and retraining our local construction and
manufacturing industry in more efficient online IBT software.
Equipment
1 Q 2Q 3Q 4Q Total
2011 $10,000 $5,000 $15,000
2012 $5,000 $5,000 $2,500 $2,500 $10,000
$25,000
3. Primary Employer Test
Grantees must be private firms in manufacturing, high-technology or technology-based business
which have more than 75% of customers outside Deschutes County. What percentage of your
customer base exists outside Deschutes County?
COBA is a private trade association in construction manufacturing. More than 75% of the
association customer base for the IBT software is outside Deschutes County.